What are the odds you will be healthy, vigorous, and sharp til age 75?

[pit.alumni]

Hoping for 80. That's why retire at 60 is key: 20 good years. .

When I turned 60 I told myself the same thing, 20 good years. Now six year later I'm still looking forward to 20 good years. If anything I feel healthier now than I did six years ago. I attribute that to giving up my unhealthiest habit, clinical medicine in a high stress specialty.

[StarTrekDoc]

When I turned 60 I told myself the same thing, 20 good years. Now six year later I'm still looking forward to 20 good years. If anything I feel healthier now than I did six years ago. I attribute that to giving up my unhealthiest habit, clinical medicine in a high stress specialty.

It's funny - 3 months ago I couldn't fathom not being Full time. Now that I've started the glidepath mentality, I already thinking of the next step down even though I haven't even started the lower 4 hours less until next month!

[Larry Ragman]

Good to confront these issues, even if daunting. I’m planning to be around at 90, though I expect to slow down quite a bit in my 80s. But that is counting on mom’s side. Her mom lasted until 94 and she is still going strong at 81. Dad’s side, hmmm, dad and his two oldest brothers all gone by 80. FWIW, retiring at 64 for other than financial reasons. I’ll be spending 2% of assets because that is all we’ll need while I am living (with my full pension and eventually SS). If my wife survives me she will face the widow tax, but plenty there for her to jack up the spending rate if necessary (assisted living or whatever).

[CM]

I had a big life when I was younger, and my career just got in the way.

At 62, I wouldn't work for free, but I do derive satisfaction from my work. That was never true in the past. So, I don't feel pressed to retire because I might die before 75, or 63. Life and work can coexist, and work can make life better -- at least that's my view now that I no longer take call.

I plan as if my wife and I will live into our 90s, both because it's fairly likely that at least one of us will, and because I've already YOLO'd through youth and middle age; prudence feels more appropriate at this point in life. I'll do what I can to increase the probability that my wife will be a wealthy elderly widow. When I'm not here for her anymore, at least she'll have that comfort.

[CalMD]

Olfactory nerve/function declines with age, so do drink more interesting wine/coffee/whiskey/beer now rather than later.

[wideopenspaces]

Huh? Our entire government is basically one large memory care unit.

Right? Why on earth don't we have a mandatory retirement age for the people making wildly important decisions that affect us all? It blows my mind.

Anyway to the op I plan to go out on my own terms once I can't enjoy life in a dignified manner. But we're a long lived group of people and I suspect I'll still be kicking it at 90 based on my grandparents.

[Tim]

“What are the odds you will be healthy, vigorous, and sharp til age 75?”

My question is just what plan is recommended to yield improvements? My wife and adult children really would like to know.
They say plan for the worst and hope for the best.
Planning for 90, have no clue what the best age to pass really is. Can’t complain, it doesn’t do any good.

[Lithium]

Right? Why on earth don't we have a mandatory retirement age for the people making wildly important decisions that affect us all? It blows my mind.

Anyway to the op I plan to go out on my own terms once I can't enjoy life in a dignified manner. But we're a long lived group of people and I suspect I'll still be kicking it at 90 based on my grandparents.

I mean, the better question is why voters say they want octogenarians representing them in Congress and the White House. If they want mandatory retirement ages, there is nothing to stop them at the ballot box from forcing them into retirement.

Maybe the real problem is we don't have cognitive tests for voters....

[pierre]

I’m surprised this thread wasn’t started by burritos.

[burritos]

In people's opinion here, regardless of cardiopulmonary/musculo/cognitive fitness at age 40,50,60, etc... does the inevitable decline asymptote to 75-80 equally for vast majority of people? Cause at the age of 52, I'm still PR'ing.

[burritos]

I’m surprised this thread wasn’t started by burritos.

Yeah, but it's bait. BTW, thanks for the peak human podcast referral. Am all caught up. It's very good. Not obnoxious like myself.

[CordMcNally]

In people's opinion here, regardless of cardiopulmonary/musculo/cognitive fitness at age 40,50,60, etc... does the inevitable decline asymptote to 75-80 equally for vast majority of people? Cause at the age of 52, I'm still PR'ing.

“Stay hard!”

- David Goggins

[Anne]

In people's opinion here, regardless of cardiopulmonary/musculo/cognitive fitness at age 40,50,60, etc... does the inevitable decline asymptote to 75-80 equally for vast majority of people? Cause at the age of 52, I'm still PR'ing.

If you are PR’ing at 52 it means you weren’t maximizing your capabilities when you were younger.

[wideopenspaces]

I mean, the better question is why voters say they want octogenarians representing them in Congress and the White House. If they want mandatory retirement ages, there is nothing to stop them at the ballot box from forcing them into retirement.

Maybe the real problem is we don't have cognitive tests for voters....

🤣

[FIREshrink]

Kind of like we're all better than average drivers, I'm not surprised to see we all plan to live much longer and healthier than average. Because we have healthier than average health habits (based on SES) that's reasonable, but only to a point. I'd guess we're more average than we think.

For clarity money is not the question. The issue is balancing the odds you will live to average or beyond with the smaller but not tiny chance you will not.