The kids get free room and board and tuition paid for from the 529 while they productively are going to school. The moment a kid isn't in school (or in an apprenticeship), we check Craigslist for the going rate to rent a room in this rather pricey neighborhood. For you, son, it's the extra-special rate of 10% more than market rates to rent a room. Unlike other roommates, your mom and I won't drink all your beer and steal your laptop or stereo.
What were your daughter's ASVAB scores? Does she want to enlist, go to community college, go to a commuter four year school, or secure the best wage earner job she can with just a high school education? Those old job interview questions of "What motivates you? Where do you see yourself in a year? Where do you see yourself in five years?" might be appropriate. Perhaps it will take her a year (or two, or three) before she decides that minimum wage jobs do not a satisfying career make.
Provide guidance and support, but don't enable bad behavior. Economic outpatient therapy has been the demise of retirement readiness for many high income parents.
What were your daughter's ASVAB scores? Does she want to enlist, go to community college, go to a commuter four year school, or secure the best wage earner job she can with just a high school education? Those old job interview questions of "What motivates you? Where do you see yourself in a year? Where do you see yourself in five years?" might be appropriate. Perhaps it will take her a year (or two, or three) before she decides that minimum wage jobs do not a satisfying career make.
Provide guidance and support, but don't enable bad behavior. Economic outpatient therapy has been the demise of retirement readiness for many high income parents.
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