HSA question -> two separate plans from two employers...contribution max?

[JK]

Quick HSA question
Background:
-My wife and son are on a separate health plan than myself through her employer.
-Both her employer and my employer offer high deductible health plan offerings with HSA employer contributions
-We file our tax returns, "married filing jointly."
-I know the 2017 HSA contribution limits are $3400 (solo) and $6750 (family).

Question:
-What is the max we can contribute? Is it still $6750 given that we file jointly? Or can I contribute $3400 to my plan as a solo and she can contribute $6750 to her plan as a family?

[jfoxcpacfp]

JK wrote:

Quick HSA question
Background:
-My wife and son are on a separate health plan than myself through her employer.
-Both her employer and my employer offer high deductible health plan offerings with HSA employer contributions
-We file our tax returns, “married filing jointly.”
-I know the 2017 HSA contribution limits are $3400 (solo) and $6750 (family).

Question:
-What is the max we can contribute? Is it still $6750 given that we file jointly? Or can I contribute $3400 to my plan as a solo and she can contribute $6750 to her plan as a family?

Click to expand...

The max is $6,750 as a family. If you contribute $3,400, she can contribute $3,350. Of course, these amounts would be reduced by any employer contributions.