I'm two months away from finishing fellowship. My student loans are fairly minimal and are currently in fellowship deferment. I planned on refinancing during my first year in practice, after the grace periods (6-9 months) are up.
I've come to terms on my first home purchase, but I don't close for another 6 weeks. My question is this: once I take on that new mortgage, how, if at all, will that impact the rate I get for student loan refinancing? In other words, should I forego the rest of the loans' deferment and grace period and refinance now, before I officially have significantly more debt in form of the mortgage?
Tips appreciated. I apologize if this has been answered elsewhere -- I didn't see it if so.
I've come to terms on my first home purchase, but I don't close for another 6 weeks. My question is this: once I take on that new mortgage, how, if at all, will that impact the rate I get for student loan refinancing? In other words, should I forego the rest of the loans' deferment and grace period and refinance now, before I officially have significantly more debt in form of the mortgage?
Tips appreciated. I apologize if this has been answered elsewhere -- I didn't see it if so.
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