Filing taxes and repayment

[Moodswinger10]

Hello! I am an incoming resident interested in IDR and PSLF. If I filed taxes this year for $0 does that mean my IDR monthly payment will be $0 for this upcoming year?

[jfoxcpacfp]

Welcome aboard! I’d recommend you reach out to Andrew Paulson, who is affiliated with WCI. Perhaps this bump will inspire help from other members who can point you in the right direction.

[Huggy]

Yes, that is correct. You would have $0 monthly payments during your intern year while enrolled in REPAYE.

[Andrew StudentLoanAdvice]

Yes. With an income of $0 last year your payments in any IDR plan will be $0 your intern year. Make sure to consolidate right when you graduate and opt out of the six month grace period. This will expedite loan forgiveness for you.