Whats the current best student loan refi rate (variable) folks are getting? From where (Sofi, commonbod, random bank...etc)
Thanks
Thanks
Citizens approved me for 2.84% variable, through Credible. I haven’t closed with them yet.
Strangely it was not the best rate that they offer, since I’ve got over 800 credit score and a ton of income. Was hoping for the best advertised rate.
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Citizens approved me for 2.84% variable, through Credible. I haven’t closed with them yet.
Strangely it was not the best rate that they offer, since I’ve got over 800 credit score and a ton of income. Was hoping for the best advertised rate.
Click to expand…
Thanks Craigy – do you recommend applying through credible then? I was going to pick one and apply but I think you probably have the right approach in price hunting.
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Google would have given you better results. Here’s the minima:
SoFi
5 yr: 2.795% variable, 3.35% fixed
10 yr: 3.595% variable, 4.49% fixed
LendKey
5 yr: 2.66% variable, 3.25% fixed
Earnest
5 yr: 2.79% variable, 3.35% fixed
Common Bond
5 yr: 2.79% variable, 3.35% fixed
10 yr: 3.60% variable, 4.49% fixed
This is assuming best possible rate. Different circumstances (income, credit, etc) will yield different rates, obv
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ELFI is at least offering 2.39% variable rates and 3.19% fixed rates, which seems to be the lowest that I have seen lately. I don’t think they are a sponsor here, though. I’m in the market for refinancing again, as well, but I’m waiting for a payment from the NHSC before doing that; I’ll be following closely.
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ELFI is at least offering 2.39% variable rates and 3.19% fixed rates, which seems to be the lowest that I have seen lately. I don’t think they are a sponsor here, though. I’m in the market for refinancing again, as well, but I’m waiting for a payment from the NHSC before doing that; I’ll be following closely.
Click to expand…
Hmm, cool. They service through MOHELA just like SoFi does. Seems like they only adjust variable rates once every 3 months, too. Sounds like a sweet deal. Can the institution sustain it will be the question. The only rates I’ve seen that low also had geographic restrictions, such as having to live in a metro area that had their brick-and-mortar location.
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Citizens approved me for 2.84% variable, through Credible. I haven’t closed with them yet.
Strangely it was not the best rate that they offer, since I’ve got over 800 credit score and a ton of income. Was hoping for the best advertised rate.
Click to expand...
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