Hi,
Hoping the collective wisdom of the group can guide me here.
I'm getting closer to my scheduled forgiveness date, about 15 payments to go.
FedLoan now has a section where they break down payments that were made that DON'T count towards the total (eg late payments etc.).
In my intern year, like many people, my prior year income was $0, and thus my IBR payment was $0. I was under the impression that these months of $0 payment would count towards PSLF. When I go to this section of the website, however, I get this message for those first year payments:

I have 8 months worth of these, which will come out to a good chunk of change.
Please let me know if I should fight this, or I've just misunderstood the process.
Thanks!
Hoping the collective wisdom of the group can guide me here.
I'm getting closer to my scheduled forgiveness date, about 15 payments to go.
FedLoan now has a section where they break down payments that were made that DON'T count towards the total (eg late payments etc.).
In my intern year, like many people, my prior year income was $0, and thus my IBR payment was $0. I was under the impression that these months of $0 payment would count towards PSLF. When I go to this section of the website, however, I get this message for those first year payments:
I have 8 months worth of these, which will come out to a good chunk of change.
Please let me know if I should fight this, or I've just misunderstood the process.
Thanks!
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