I want to make sure that I'm not overlooking anything.
I'll be completing residency and working at a hospitalist at an academic institution with roughly a gross income of $220k. I'm still going to stay in PSLF doing PAYE as I may later pursue fellowship. I have roughly $180k in student loan debt.
My wife makes approx $45k a year and has $80k in student loans which don't qualify for PSLF. Last year we filed MFS to keep my payments down. However, this year I'm thinking I should go ahead and file MFJ. I'll resubmit my 2016 tax statement in Oct. 2017 for the PAYE re-calculation.
I'm going to try to put money away in savings, but we are going to be more focused on getting her student debt cleared in the next year.
I'll be completing residency and working at a hospitalist at an academic institution with roughly a gross income of $220k. I'm still going to stay in PSLF doing PAYE as I may later pursue fellowship. I have roughly $180k in student loan debt.
My wife makes approx $45k a year and has $80k in student loans which don't qualify for PSLF. Last year we filed MFS to keep my payments down. However, this year I'm thinking I should go ahead and file MFJ. I'll resubmit my 2016 tax statement in Oct. 2017 for the PAYE re-calculation.
I'm going to try to put money away in savings, but we are going to be more focused on getting her student debt cleared in the next year.
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