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OP i get it. I'm in the same boat. It sucks but hang in there and like others have said consider taking a vacation.
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didn't PhysicianOnFIRE do a post on his experience building an expensive home in a rural area?...
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Poll: outpatient docs & call
29044.83%131-320.69%64-613.79%47-93.45%110-1210.34%313+6.90%2Outpatient docs, how many mandated call shifts do you have in your contract per month?...
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Not every job gives a pre-contract term sheet. Mine didn't. Typically the intent of a term sheet is to agree to major terms then move forward only if...
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You should have sections of the contract describing termination with and without cause in detail. How are you supposed to make an informed decision otherwise?...
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okay but what about giving your number out to others outside of medicine (real estate agents if you go to an open house, car sales people, etc)?
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For a day trip consider taking a ferry from cancun to isla mujeres. once there you can rent a golf cart and explore the little island and even ancient...
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I know this is a personal finance forum, but I recommend taking some time to really think about what your definition of success really is. Does being...
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I will check to see if i can roll it into my 403b. Though I do not have much in the 401a, personal capital keeps causing me to get locked out of the account....
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401a Rollover
I have an old 401a at from fellowship. Can I roll this over to an traditional IRA at Vanguard or can/should I roll it over to my taxable?
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because i've experienced how people's actions and attitudes change when they find out i'm a physician....
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correct. I asked and they said it had to be done on scene....
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When to ask for a crash report
Someone recently ran into the back of my car. My car had only a few scratches, but the driver at fault asked to exchange information. They offered me...
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$50 visa gift cards for my staff and a cake for the office to share this year. All were very appreciative considering no other doc in our group did anything...
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I recommend watching the movie Mr. Blandings builds his dream house....
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terrible time to get to know a new market right now. Prices are so inflated right you risk perpetually distorting your view of what a home costs in the...
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start watching marie kondo's and The Home Edit shows on Netflix as a family...
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If you don't mind me asking, how much do you contribute? I am considering doing this for my inlaws new baby but don't know what an appropriate amount...
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We are in a similar position. We have decided to keep renting for now... unless we somehow find our forever home....
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the more expensive the wedding the shorter the marriage....
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if the HVAC stops tomorrow then you would use the efund. If you know its going to stop soon then you can plan for it and save....
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its your first job out of training. take the guaranteed salary. don't underestimate how much money you will need between now and when you even get your...
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https://www.ama-assn.org/delivering-...elivering-care
The president of the ama stated that “This significant overreach not only bans virtually...
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How is everyone feeling about travel lately given the recent uptick of cases with the delta variant and vaccines being slightly less effective?...
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Yes. Brother and sister in-law in early 30s refuse to get vaccinated. Originally saying it was due to possibility of fertility issues and now saying that...
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UPDATE: Less than a year later I regret spending the money on this Breville espresso maker. The machine has had multiple problems and we've had to call...
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Go on your trip and enjoy life. You guys have done a good job....
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They're most likely going to have a hard time refinancing and getting a mortgage on a home as well. Rough days ahead for these two. Very sad!...
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They don't have 3-5 years. Their financial house is on fire....
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I think White.Beard.Doc is completely right.
You need cash if you decide to move forward with that plan. If I were you though, I would go...
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My parents were in this situation when I was growing up. They sold the house and that international job lasted all of 6 months. We ended up having to...
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Do you have other debts as well? If you also have a practice loan you need to do some serious soul searching imo. While having your own practice might...
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Ours is the same way. I assumed that it was just showing how much of the balance was interest....
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Does anyone know if there is any liability associated with a position like this? What is the typical pay and amount of work required?
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Amaia kids has cloth masks for kids that have a compartment inside that you can place a filter in (or cut up level 3?) . They also have a wire over the...
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IMO the best time to go to Disney World is in late January/ Early Feb. The weather in Florida is great, no hurricanes, less crowds because everyone just...
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Disney is going to be PACKED in October because of their special holiday events as well as their 50th anniversary the same month. Oh and the ratatouille...
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Amazon Prime, Disney+, Netflix, Discovery +, Britbox and HBO Max are mine
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Poll: How many streaming services do you subscribe to?
3900%01-371.79%284-625.64%107-92.56%110+0%0I was looking at my budget for the month and realized I subscribe to 6 different streaming services and still have cable.
How many streaming...
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Not true. Here we have a pre-pandemic N95 circa roughly 2016. No staples....1 Photo
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Good news guys. The new 3M N95 masks are here and held together with staples. Aren't we lucky?1 Photo
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What I don't understand is why the media hasn't released the document. Are we really just supposed to take their word for it?...
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Can you really blame HikingDO
I think we can all agree that the CDC and WHO have both done a terrible job at communicating clear and transparent...
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afan "With an exceptional health rating, $6,000/ year will buy you a great deal of term insurance. Are you in your 60's now? Why so expensive?"...
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30 yr level term life from superior rated insurance co. and thats with exceptional health rating. Scheduled to speak with a WCI recommended broker this...
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Thanks everyone for the feedback. You all have made some great points.
My Hospital offers LTD insurance that equals 60% pre-disability base...
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Is hospital disability and life insurance good enough?
Employed at a hospital system and was wondering if, from an academic perspective, just enrolling in the hospitals disability and life insurance would...
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plugged mine in KBB. Last year the value was 2k. Today it says 8k....
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curious to know what you all think about going to Disney World. I would say <5 % of park attendees are wearing masks these days. If you're vaccinated...
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We are. I know what you mean. Ultimately it's up to her but I know she's struggling with the decision as well. They live out of state so it further complicates...
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Right? Don't understand his hesitation whatsoever. I feel bad for my wife though. They're really the only family she has left....
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is this the study you're referring to? Maybe i'm blind but i don't see where it says its 82%.
https://www.nejm.org/doi/full/10.1056/nejm...
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We are having this issue with my in laws. My wife wants to visit her brother and sister in law but they refuse to get vaccinated because "they want...
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agree with jfoxcpacfp. I think this is a real case for forbearance extension through march....
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Record Keeping Fees
I noticed that my TRP is charging me a record keeping fee roughly every quarter of about $8. Is this normal?
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protecting your privacy
Thought some of you might appreciate this.
How to remove yourself (and your address) from whitepages:
https://www.business...
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Vacant land as part of your portfolio
Recently there was a discussion in another thread about the structure of a home being a depreciating asset and that the real value is in the land beneath...Last edited by braindoc; 06-19-2021, 11:38 PM.
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my wife had my diploma framed as a gift. It was about 200 from https://www.diplomaframe.com/. It took 3 months to ship and arrived shattered in a million...
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for those of you who have purchased a lake house, is there anything you wish you would have known about being on a lake?
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I think that quality and fit are the most important thing when choosing clothes.
Stores my spouse and I shop at are:
Brooks...
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Are you including coffee shops and fast food or only restaurants ?...
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I've found BOA to be stingy with their limits. Anyone else have this experience? Wondering how chase compares...
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We don't.
Where you live matters. Groceries in a major metro aren't going to cost the same as groceries in a low cost of living area....
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If this homes price history doesn't convince you there's a bubble nothing will...
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Are the chase cards only recommended for people who bank with chase?...
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The thing i don't like about that one is the average balance requirement when their savings account rates are so terrible....
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Favorite Credit Card?
If you could only have 1 credit card, which would it be? why?
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we have been looking at new construction and there are a few resales in the same neighborhood. After looking at the price history every single one of...
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I like the 10% raise idea assuming you'll still meet all other goals....
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reading that book at the beginning of the pandemic was truly terrifying....
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