Market timing "addiction" recovery needed.

[noexit]

My wife and I have been maxing out backdoor Roths each year for a few years now making a single contribution with our tax refunds or annual bonuses when...

[noexit]

JBME -- Thanks so much for your reply. I've responded in BOLD below....

[noexit]

spiritrider - Not sure about whether there's an annuity fee on top of that. I need to do more digging. Are there key terms I should look for to identify...

[noexit]

My wife is the doctor in the house and I'm charged with managing the dough. Until May of this year she was full time Psychiatrist at the VA. I'm quite...