Medical license scam

[Lordosis]

Must be ex New Yorkers...

[Lordosis]

This has to be NYC or close.

Except for the yard?...

[Lordosis]

I am not an apple person but I do not understand why you would not just use your phone?

...

[Lordosis]

I have zero patience for somebody coming door to door. Unless it's a kid selling cookies they're going to get an earful from me and never come back....

[Lordosis]

They are all bots now but this would be fun!

I used to give the phone to my little brother and have him tell them about video games and ...

[Lordosis]

Don't feel too bad. One time I yelled at the Red Cross for calling me about blood donations too often. My wife still makes fun of me. But they woke me...

[Lordosis]

I have had people ask for reasonable reasons and allow it. But with a disgruntled patient as above screw that....

[Lordosis]

Say no and walk out. Easy peasy....

[Lordosis]

I have Wild Turkey open. Sometimes Crown or Jack. As cheap as this is it is still better than the BV that was my go to before I got a real job!
...

[Lordosis]

Well my comp has increased 10000% since 2003 but mostly because I am no longer a part time lifeguard

Seriously though FM seems to have done...

[Lordosis]

I heard this in medical school. Unfortunately there is probably some truth to it.



Where do you hide a $100 bill from a hospitalist???...

[Lordosis]

Some light googling has shown me at about 30% of people live to be 90. That seems like a high enough percentage to make me want to prepare for it. ...

[Lordosis]

Another reason to live below your means and retire early. Does not have to be crazy early. But 55 is way better than 65 for most people....

[Lordosis]

Lol someone starts a thread about buying a new car and everyone tells them to buy a beater but when the op wants a used car it is suggested to buy new....

[Lordosis]

Having a lot to lose is a good thing! We have stayed essentially flat these past several months because of contributions and home appreciation....

[Lordosis]

8% doesn't sound sexy enough so trying out a number almost double it?

As for the op. What is the purpose of this money? Is this cash reserves...

[Lordosis]

You seem to have a unique situation that would be hard to compare to.

I am an employee family doc. I work 36 contact hours a week. I average...

[Lordosis]

More than you think. That FICA stuff is regressive. Money is fungible. Taxes are taxes....

[Lordosis]

Made me think of this....

[Lordosis]

That would bother me until I realized that I could brand my practice offering the "Brain of a physician" advertising "Real" care....

[Lordosis]

Legal issues are just one of the concerns. Poor or at least different care is a much more common concern. They might practice differently and it might...

[Lordosis]

*Cough cough* Drug reps *Cough*...

[Lordosis]

Totally agree on both points!

My wife likes wine. Lots of good wineries here in the finger lakes. She likes dry resiling. Dr. Frank's is...

[Lordosis]

Isn't the bid ask spread on big funds like vti negligible?

[Lordosis]

During my last year of med school my wife got a job as a pharmacist a close to where I was planning on doing residency but 2.5 hours from where I was...

[Lordosis]

If we are getting philosophical.

Depends on the individual if credit cards are good or bad. But what about society in general? I am sure...

[Lordosis]

Oh this is absolutely area dependent. I grew up rural. It was a 1/4 mile to the next occupied house. My closest friend (both distance and relationship)...

[Lordosis]

Bleeping out all the good stuff!

https://youtu.be/k_AMQOTPqL8...

[Lordosis]

My 7 year old has a ton of friends in the neighborhood. They bike from house to house and collect kids. They all stay within a 1/4 mile in backyards...

[Lordosis]

News flash! College costs don't need to be repaid. Let them take out loans. Save your money for the taxes!

[Lordosis]

Why not give everyone 10k? Who cares about student loans.

tax the rich and hand out cash!

[Lordosis]

Absolutely myself included.

I oinked out on pizza. Felt great at the time! But I am sure it is not good for my long term happiness....

[Lordosis]

Generally short and long term happiness are at odds with each other. People are their own worst enemies in this respect....

[Lordosis]

Our last move was 1/2 a mile and we packed ourselves and they just hauled cubes into and out of a truck. It cost 2K. I could have rented a truck or...

[Lordosis]

I am surprised there is not a "kids" phone that is slaved to a parent model where you can control and view what is happening. Maybe this exists...

[Lordosis]

The right answer is to let it go.

But you are retired early with a ton of free time. Get on that phone and give them heck! Gotta have...

[Lordosis]

Good problem to have...

[Lordosis]

The Iron Triangle of traveling? I like it....

[Lordosis]

The only thing you need on your CV is MD.

Do it if you want to teach. That is what I do. I do not get paid. I get access to some free...

[Lordosis]

So Facebook......

[Lordosis]

Just a little bit pregnant?...

[Lordosis]

Agreed but I am sure you can find docs who would do that and more for a fraction....

[Lordosis]

I have never looked into this but it sounds like a good idea. Where would I start?...

[Lordosis]

Any local banks that you can work with? Kind of late in the game but I have found them to be more flexible....

[Lordosis]

Can you sublet out the spot for $15 a night?...

[Lordosis]

Are you building a million dollar dream home or living in a camper? Or both? Maybe I misread the post but I am confused....

[Lordosis]

Do you travel with your wife or other friends? Or are these solo trips? Seems like it is too much of a hassle to buy a home if it is just a place to...

[Lordosis]

Maybe reflex denials should be met with reflex send to ER? Let the insurance companies suck on that!...

[Lordosis]

"That's what I love about these high school girls, man. I get older, they stay the same age."...

[Lordosis]

Aluminum or wood?...

[Lordosis]

I once lived on the boarder of NY and PA. The state boarder was the Delaware river. Motorcyclists would don/doff their helmets as they crossed the ...

[Lordosis]

I would feel like I was focusing too much of my hard earned money on only 1 aspect of my life. I believe that the home is a good place to concentrate...

[Lordosis]

You got it!

But I also have an ideal situation with a slower country road the whole way. I do not mess around with any major roads....

[Lordosis]

You get paid well for that aggravation. And if you do not than you need to find a job where you do.

Unless you have some sort of market...

[Lordosis]

Share the road!

I made my first trip in for the season last week. But I had to pick up kids yesterday and tomorrow after work and today this...

[Lordosis]

I delivered babies for 3 years. But my call group thinned out too much and it was too much of a burden being on call everyday. I continued to do the newborn...

[Lordosis]

I want to work less hours.
I want to work better hours.
I want to get paid more for it.
And better benefits!

Seriously...

[Lordosis]

Reminds me of that episode of The Office where Jim hit his commission cap and just goofs off the rest of the year. More so than usual....

[Lordosis]

That is what I was thinking. We take shoes off but are not nearly as gung-ho about it as some of the comments I see. The kids run in and out with and...

[Lordosis]

Does anyone know someone leaving their jobs to trade crypto? That seems like a pretty good top signal to me!

[Lordosis]

5 mile commute? Start biking!

[Lordosis]

The reason that always made the most sense to me was that if there is a small amount of inflation it stimulates people buying things which stimulates...

[Lordosis]

A friend of mine in undergrad was Asian and the first time I had him over I asked him to take his shoes off and he told me his impressions of Americans...

[Lordosis]

40

But when I hit 40 I will change my opinion to 50...

[Lordosis]

Tangler style poll

What is worse to have in the seat next to you?

A Bulky person taking half your space
An unhappy toddler...

[Lordosis]

Hopefully those who are not going for some sort of forgiveness or program will just slam them once the rate moves above zero. It does not matter much...

[Lordosis]

Expense is just one of the issues. Flying is getting to be more and more of a hassle. With a large family it can be very expensive. and the cost difference...

[Lordosis]

Wayback machine knows all......

[Lordosis]

Glad to see the system works!...

[Lordosis]

Even if you buy now you will get 7% for 6 months than you will get 9% for 6 months. You always get 6 months of each rate change.

If you...

[Lordosis]

This post does not seem to exist?

[Lordosis]

Better now than later!...

[Lordosis]

Our local schools are desperate for substitutes and bus drivers. I know a few retired folk who do it just as much for something to do and a way to help...

[Lordosis]

Switch to disk golf

[Lordosis]

It sounds more like he was punishing you for your past infidelity with the other rep....

[Lordosis]

Region probably makes a difference but that sounds about right for here in NYS

[Lordosis]

PT and full time take the same amount of call in my group. I think this is fair but I am full time so I am biased.

I will say that my...

[Lordosis]

This gave me a good laugh! Thanks.

I do agree with the idea too. If the kids are old enough to be "alone" Let them rough it...

[Lordosis]

Exactly. Deal with it when you need to.

Don't be stubborn and make your family worry but trying to plan for every eventuality is going to...

[Lordosis]

It also comes to the footprint of the house. If I were to have the same amount of space on 1 floor it would take up a ridiculous amount of land. Having...

[Lordosis]

As to the original question if having a flight of stairs in the home leads to a significant part of your total daily exercise you probably have bigger...

[Lordosis]

We are talking about a flight of stairs people. If you can't walk up a flight of stairs because of a long-term condition chances are you probably should...

[Lordosis]

She might not need more than her 401k. If she is making 100k more or less and she maxes the 401 and gets a little match she has about 20% Right there....

[Lordosis]

When I used to volunteer as an EMT the driver on that night was a retired NYS trooper. He would get that thing moving!...

[Lordosis]

I have done telemedicine with patients when they were out of state. I never had a problem with it. Of course that doesn't prove anything. Just an ex...

[Lordosis]

When I was in high school I had a job filling vending machines for a summer at a resort. I ate so many Twix and drank so much Snapple. I am surprised...

[Lordosis]

I got a call to the office today from the "NYS Medical board" I happened to be free and took the call. I was informed that a large quantity...

[Lordosis]

I actually only had a vague idea what I am paying but I just looked it up. I have a 6 year old Outback and a 5 year old Pacifica and we pay 1100 a year...

[Lordosis]

How high do you guys set the deductible? I got mine at 2K for the cars and 10K for the house. I feel having the insurance is really only for major...

[Lordosis]

You did not attempt a delivery at home? What kind of doctor are you!?!?!

The 0-60 comment took me a minute. I was thinking dilation...

[Lordosis]

I would refuse on this particular case for the many reasons stated above.

But as for prescribing on another state that is no big deal. I...

[Lordosis]

I would get your financial house in order before continuing to fund 529s.

Don't assume you will spend much less in retirement than you spend...

[Lordosis]

Strike 3

...

[Lordosis]

My daycare just shut down for a week because we had 5-10 new cases in the last few days.

I take care of a few of the families and I know...

[Lordosis]

In our circles PSLF is a factor but I imagine the majority of people are not able to take advantage of the program....

[Lordosis]

In my opinion the best argument to having a lower capital gains tax rate is that a decent chunk of capital gains is just inflation.

Discounting...

[Lordosis]

There is the answer......

[Lordosis]

I think I could cut back hours and maintain a similar level of income. Unless you are always jam packed I bet you can too. I imagine it really will not...

[Lordosis]

I think most of us are going to over save and work too long or too hard. This is just another reminder to cut back early....

[Lordosis]

For 3-5 years I would assume no appreciation!...