Why does my employer HSA allow both pre-tax and post-tax contributions?

[cajundoc]

This seems REALLY risky to me. As incompetent as FedLoan is, the risk of them not counting these six months or retroactively stating "no, PSLF actually...

[cajundoc]

Ok, glad to know I wasn't missing something standard that everyone else knew about.

[cajundoc]

I get a $700 personal and $700 spouse contribution to my HSA each year, for $1400 total, which is listed on my payslip as an after tax deduction.
...

[cajundoc]

Well, yes. I didn't have plans to begin an AirBnb business in the middle of a global shutdown. But taking a video course at home seemed like a decent...

[cajundoc]

My employer allows for $5,600 of pre-tax payroll withholding to be placed in my HSA, with the remaining $1,500 to be contributed after tax on my own....

[cajundoc]

It seems a little gimmicky and was curious if there are any reviews or experiences others have had?

[cajundoc]

Are there hard credit inquiries on each of these quotes?

[cajundoc]

MDS, can you elaborate or link to how you calculated your present value benefit? I'm in a similar situation with a loan to income ratio <1....

[cajundoc]

Any co-morbidities?...

[cajundoc]

Very helpful. Thank you EC.

And yes, the split is unusual because I had a significant amount of rollovers I did from residency retirement...

[cajundoc]

Yes, going for PSLF.

And that's a fair point, Johanna. Thought I'd give it a shot though ...

[cajundoc]

I'm currently enrolled in the PAYE program with payments just over $240/mo.

I finished up training last summer and so my 2019 tax returns...

[cajundoc]

Would love a little advice on this one, as I realize it's getting down to the wire. I'm a new attending as of September, finished up fellowship in Ju...

[cajundoc]

CordMcNally wrote: IRS 403b Contribution Limits $19,000 total. Click to expand... My greatest fear was that someone would post a link to the most blatantly obvious source possible which exactly answers my qu...

[cajundoc]

If I've contributed $9,000 to a 403(b) with Employer A this year, and have now switched jobs as of Sept 1st, can I now contribute $19,000 to my new 403(b)...

[cajundoc]

IntensiveCareBear wrote: …The only reason to opt out is if they will pay you more salary if you decline the coverage… and, as was mentioned, if you are even allowed to opt out. Both are hig...

[cajundoc]

My new employer offers long-term disability coverage up to $15K/mo with a 90 day waiting period, completely paid by the employer with no cost to physician....

[cajundoc]

jfoxcpacfp wrote: The beans will arrive fresh and oily Click to expand... Ah-ha! Finally something I can educate Johanna on for once! Oily beans indicate an over-roast. The oils are where all the fla...

[cajundoc]

If that were the case, I'd assume both would qualify as "state" = "government employer" per PSLF requirements.

[cajundoc]

According to the Texas Corporate Practice of Medicine doctrine, Texas hospitals cannot legally "hire" doctors. My understanding is that hospital physician...

[cajundoc]

The White Coat Investor wrote: Do you know how COBRA works? Click to expand... I do now. Thanks everyone!...

[cajundoc]

Finishing up fellowship on 6/30 and starting new job in new state on 9/1, so roughly 60 days without coverage. Wife and kids involved, none of us with ...

[cajundoc]

What are the HIPAA rules of the hospital using Alexa, I wonder.   Don't ask those questions. Causes too much trouble for administrators and will decrea...

[cajundoc]

Peds emergency, non-academic group practice.

[cajundoc]

In the midst of contract negotiations with first employer out of residency. Contract stipulates that if I'm let go with or without cause in the first year of e...

[cajundoc]

abds wrote: Google “estimated taxes.” Click on the irs.gov link. Pay estimated taxes. Alternatively, if you meet a safe harbor (to avoid a penalty), just save 40% of your pay in a high i...

[cajundoc]

Meaning what? Tell my employer to withhold more taxes? If so, how much?

[cajundoc]

Hey guys, hoping someone can give me some straightforward directions as to how to file quarterly taxes for some moonlighting pay I'm making on top of...

[cajundoc]

SerrateAndDominate wrote: While it wasn’t a career day talk, I remember during my second year of med school we had a live demonstration of an EGD done by a GI doctor on her GI doctor husband.  That’s ...

[cajundoc]

Ugh geez, I dunno, but this scenario makes me so jealous.

[cajundoc]

jfoxcpacfp wrote: You’ll be paid via 1099. If you’re not working with a CPA, set aside 1/3 if you’re in a no-tax state, 40% if you’re in a state with an income tax c...

[cajundoc]

To be honest @danesgod, it's from a job she had 9 years ago and can't recall the origin of the funds; but the more I consider it the more I think it was...

[cajundoc]

In 2018 I took my wife's Rollover IRA from Ameriprise and transferred it into a Rollover IRA at Vangaurd, then subsequently converted that to a Roth IRA...