Recommended professional credit cards

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I was shocked too. Really I froze. Tried to reason with him and of course you can't reason with these people. I've never had something like that happen...

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I had a patient do this to me last year. And unfortunately I didn't respond as Lordosis recommended b/c I was so flustered. It was a very upsetting experience...

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Last year I had a patient who is a wine distributor. He asked me some thoughtful questions about my wine preferences and since has turned me onto Reustle...

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I'd say your quote is about right for 2022. I moved approx 500 miles interstate and all in (including packing) was about $14,000 for a 3 bedroom 1500...

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Mortgages are the worst. KeyBank also almost screwed me back in 2017 when I bought. New construction, closing date was known for months in advance and...

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legobikes I think you did the right thing in the end. I also try to be helpful to known patients esp when moving because I know it can be hard to find...

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Like other said, you’re not a 1/2 first year attending so don’t expect that pay. Also holy moly fellowships pay that much!! I’m only 10 years out...

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Not many details, but based on what you said it seems like you should be fine. I recently did this—submitted my notice with a contract in negotiations...

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Reading novels (non-medicine reading) is another great hobby for those rainy days. And with a Public Library card its as cheap as it gets. Can also bring...

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Echo what others have said. plenty of places to cut the fat. Multiple jobs, esp with food service where you can take home freebies and cut that expense...

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Soo...I'll bite. I am a Masterworks investor. It's early stages, and will likely be years until I know any profit - so for now I'm keeping my investments...

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Same, I've used for myself and patients. Dry eye drops have terrible insurance coverage in the US. Often I will print a script for patient so patients...

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Huggy very sorry to hear that. Caught up to me too recently. I’ve been very careful wearing N95 with all patient encounters since March 2020. I’m...

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A friend of mine lost 100lb over the pandemic w the Noom app. She’s a fan and looks great.

It’s all about diet/eating less. Fasting...

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Wow amazing numbers here. Mine isn’t as impressive as others, but I’m pretty proud of it. Happy New Year!

2013 -225K
2014-2015...

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She was 100% invested in stocks prior to Jan 2020 when she want to 60:40 because she was told by an friend / advisor that she should have age - 10% in...

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I see you just posted about saving for retirement during residency and now posting about private loans. Don't do it. Taking out private loans means you're...

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Ummm… honestly not important if long term you learn how to save. Other people here in a financial forum will say it’s very important and you never...

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Also…consider expanding your budget, average real estate in CA is over 800K. Agree with other advice start going to open houses asap to get a feel for...

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Something seems off with your current situation that’s only now ‘turning’ since you gave notice. I’m confused - are you only working a few days...

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Last year gave cash $100 each person, I think. This year --tbd. Hospital employed - we ignore directive to not give gifts and swear our techs/surgery...

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Yes that's exactly the card I was looking at -- the Citi double cash (2% back on all purchases). I'd prefer easy without much fuss....

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I'm starting an S corp soon for private practice (beginning 2022). Will have many business related expenses soon: website name/domain, business cards,...

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Have you never moved out of state? If you have earned income in a tax year in 2 different states you'll have to file tax returns for both states. It doesn't...

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This.

One line answer to the 5 paragraphs. Please schedule an appointment with my technician, I will have them call you....

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Take the new job! With no ability to advance the children’s hospital is a dead end job. Fine if you want to stay w nearly the same salary, etc for your...

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Ah bummer you didn't get it. Nice land/trees out front.

I don't know your exact area you're renting but have you considered not buying in...

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OG poster -- So did you get the house?

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Lordosis


Yes obviously I understand the concept of higher priced property therefore higher overall taxes. Of course rural in any state...

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I don't know why so many people have this preconceived notion that property taxes are high in CA. They are in fact much lower than the majority of the...

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I understand where you’re coming from. With your income you can do it. Though I’d reconsider it if you can’t send kids to public schools and still...

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Oh gosh. You sound like such a nice person and excited to plan a life together with someone you love. As others said you guys have no need for a pre-nup...

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Haha “You smell good”! That is SO cringe worthy - he is so freaking uncomfortable!!...

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What do you want to wear?

If you want some non-scrubs: look for nice basic clothes to start a wardrobe from. Then you can mix match I rec...

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Haha yeah I definitely wasn’t referring to myself w that username. More like a bad eye pun on things that I enjoy, visual candy—> art, natural...

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Anne Ditto everything said

I don’t wear revealing clothes ever to work, way too many creepy old men and women. Funny younger folks won’t...

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Well there's a quite a range between Barbie and wearing tasteful makeup and jewelry. (Don't even get me started on the baby-doll false lashes Gen-Zers...

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I love breakfast food but don't eat it during the week, I break my fast with lunch. My problem is yummy food makes me tired, and nothing worse then looking...

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Met with my realtor yesterday. I also live in a VHCOL with similar if not slightly higher prices. The real estate company predicts next year will 'cool'...

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16X is insanity. And there's no way they'll get close to that w private equity or hospital acquisition. Makes me wonder if doc is playing hard ball, slightly...

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8 years out of fellowship. I worked full time 5 days/week for about 3 years, then cut down to 4 days alternating with 5 days - did that for 4 years. I...

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Pfizer Covid booster yesterday. Had little to no symptoms outside a sore arm on the first two. Getting a bit rocked today - chills where I can't seem...

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I’m looking to do something similar. Interested In responses

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Yep private practice will still exist in ophthalmology - just like they will in dentistry another expensive equipment field. I have plenty of friends...

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Plastics, derm, psych, ophthalmology...

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Agree 💯 with jfoxcpacfp

I work 4-10s and have never looked back. And will be cutting down to 4-8s when I join a private practice next year...

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The PNW, esp the state of WA has many lakes and waterways almost all with mountain views, just pick a range: Olympics (wetter) —better yet live in the...

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160K isn’t much debt for dual physician family. I wouldn’t spend too much time worrying about variable interest versus fixed. Refi ASAP. And with...

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My downtime side hustle is sleeping. Pays dividends too!

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And I’d add the best thing they can do is to keep their loved ones safe and tell all their friends and family to be vaccinated if they haven’t been...

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RJB From one of my favorite radio stations - a mantra that has helped me get through the pandemic: you are not alone.

Thank you for sharing...

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It's called evidence-based medicine. And there's more than a preponderance of evidence that the vaccines are safe and effective. Just because an anti-vax...

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Yes! I’m reading Hamilton. It’s well written and fun re-learning early American history. The historic parallels 229 years later to current times are...

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Again, would be nice to know specialty even if generically so we can be more specific with advice. I’d say from an ophthalmology side working 7/7:30am-5:30/6pm...

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I totally hear you on the lifestyle and not wanting to spend it on household/lawn chores. Agree w others first year of home ownership there’s a lot...

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All money is psychological- the key is changing the mental framework of how one looks at the payments. I look at my mortgage as paying my future self...

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WorkforFIRE Strange I saw your name and just assumed that was your goal and you’d know what to do. Invest in equities - that’s how you FIRE not by...

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This is an entire plot arc in the fantastic series Billions on Showtime. Seriously this is spot on for WCI gurus - I freakin love the show! Mostly an...

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Same never framed, in same envelopes from whence they came

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Simple question. Have you ever traveled far outside the US? Say India? or even Mexico? Haggling for a deal is an art. And it's actually fun. She is not...

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You're answering your own questions without realizing it.

1. It hasn't been proven to be TED (no recent MRI) - could be any other numerous...

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Interesting timeline. Likely TED, but can’t be sure until a repeat MRI. My question is how do we know the ophthalmic disease is quiet? This was a sudden...

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I operate in a caffeine-free & fasted state every week. Not bad at all, rarely ever get hungry- once every few months. However I’m sitting down...

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Has anyone discussed Tepezza?...

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I have a King Casper Wave, price was very reasonable esp w discounts. I'm happy with the mattress - but ridiculously hard trying to rotate without 2 people...

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pierre Try Topo Chico - it's the best mineral water around. I used to be a San Pellegrino gal, but there's no comparison I'm converted. The bubbles are...

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My question is why is the nanny’s laptop out while playing with the kids? After paying her can you thank her for being actively involved w the kids,...

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May I ask you what types of fluids are you taking in during the week? Any additional vitamins? My longest fasts have been 36 hours - was thinking a lot...

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You know I don’t really know. I’m sure much of it is location dependent- the West Coast is known for Peter Pans (women & men alike). Also mostly...

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Oh J Fox how right you are re single female physician. I have so much love to give a partner over the last 6+ years. Unfortunately I had difficulty prioritizing...

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I don’t budget for vacations. I just spend what I want to spend. Then again all debt is paid off, mortgage is 3400/mo and saving nearly 50% gross. I...

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Same with ophthalmology, esp Cornea—extremely happy with my choice. Restoring people’s sight is amazing and sometimes I can barely believe I somehow...

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As another person w a chronic condition that so far requires 2 meds to control I wouldn’t base any major decisions on what drugs/meds cost today. I’ve...

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Do something! They will appreciate your kindness.

I also work in a system where we’re not allowed to give expensive gifts. However we think...

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Agree save save save.

Also, read some MrMoneyMustache on how to live frugally. Here's a few obvious ones over the next 6 years and it'll...

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Also when out hiking alone I make sure someone knows where I’m going and when I’ll be back. If she’s going to be out of cell service for a few days...

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Agree smell the roses. If this last year has taught us anything it’s that yes we are mortal, tomorrow is not guaranteed, live each day fully, and tell...

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Disagree about selling your house- that’s silly, enjoy that home you worked hard to pay off, esp if you want to stay in the Bay. You didn’t mention...

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Anyone else envious of those insanely cheap property taxes and medical bills? My HD insurance requires $1,500 OOP and every year it’s painful to pay...

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I have a fire table on my deck and love it. If you get a table make sure to buy the wine-guard 😉 Uses a gas line or propane. I use the propane tanks...

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Thanks Molar Mechanic for posting that graph of housing prices over the last two centuries. My friends who own their own homes (aka condos b/c SFH in...

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You keep mentioning ‘she has no credit’. Perhaps that’s the first thing starting a credit history, before buying her a condo.

A financial...

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Yes agree with all of this. 10 years is probably on the early side, but definitely in 15-30 years the BB population will be making moves....

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Yep, I was thinking that would happen as well (morbid, sorry). But looking closer at the demographics like you said many were residents already in nursing...

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Yep. Waiting for a housing bubble to pop like in 2010/2011 doesn’t happen often. Shoot next time may be decades from now.

As others have...

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No problem, again no one has convinced me yet. Sure things are rising quickly because many people from 2020 March-July of the pandemic were waiting to...

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Yes I know it's a bold statement, but hear me out. Many many people all around the country are saying 'wow so much demand not enough homes' and wondering...

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I’ve worked in a nursing home, fast-food service, cleaning lady, amongst many others. But my least favorite job- working Christmas breaks at a mall...

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Wait, am I understanding that you're receiving 60% of gross receipts, but not receiving health insurance or a matching 401K? So do tell what exactly is...

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For the first 37 years of life I flew exclusively coach and always cheapest possible ticket. I love to travel and was always willing to save a buck if...

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Hawaii. Negative covid test and you’re good to go. Almost like an international trip! Went last mo and again next month. It’s gloriously empty...

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I’m sorry you’re struggling, thank you for sharing. This last year has been a mind-f*** even for those not predisposed to anxiety/depression.
...

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1. mostly veggies, some fish. I love sushi but since covid take out sushi just isn't the same as sitting at the sushi bar
2. also started running...

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Agreed - AWD of Subarus is great in the snow. Query - why are you looking at SVUs..why not a legacy or impreza? they can fit 4 people comfortably. Subarus...

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Yikes. You had me initially...interest in ophthalmology, doing research —check, check. However if you’re not seriously excited about it because you’re...

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Interesting...I'll report from the other side of dose #2.

Yesterday I received 2nd Pfizer jab at 7:30 then worked a 10 hour day. Slept fine...

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Agree 100% w wideopenspaces

For another perspective. I'm the same age as you, started with 1/4 million in loan debt, but no messy divorce....

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As a kid I loved earning money. Outside of chores which paid $5/week I could iron my father’s work shirts for $1/shirt. Bagging/raking leaves also paid—but...

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This is exactly how I calculate...I don’t aim for any specific numbers just save everything I don’t spend. It was major saving year bc travel is typically...

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I'm no chicken...received my Covid vaccine today. And I'm proud to support/protect the medical community, our patients, myself/family.

I...