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Summer at the cottage on the eastern shore of Lake Huron. Living the dream. UK relatives visiting for two weeks in August.

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I set up my coyote decoy just this past weekend to keep the marauding geese off lawn at the cottage. Also use the water scarecrows which are quite effective...

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Yes I'm down for the two rooms when travelling with teenage children.

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My son flew business class with DW and I once. He was 3 months old. I have no idea why Lufthansa offered to upgrade us. That was almost 29 years ago....

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Yes hospital is also very much at fault. It seemed like another probable example of a system being put in place that was not really ready for real world...

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We have had similar threads here before and I will repeat what I have said in the past. We have four twenty somethings and they went to private school...

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Absolutely agree. Just like manufacturing. Sure one gets cheap TVs and toasters and electrical turbines for awhile but no jobs. No such thing as a free...

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No I don't although the market apparently will decide as it has up to this point. There are many alternatives to coal, not so many to this point for rare...

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'Rare' is a relative term of course and 'known' and 'proven' reserves are not well known for elements that have only been of significant commercial interest...

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Isn't this the way the market works? Why not offshore the dirty job of mining and processing rare earth metals (as an example) while the price is right?...

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DS's GF and then DS2 tested positive 10 days ago. Both had been triple vaxxed with most recent dose in December. GF was flu-like and URI. DS had sore...

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Or longevity. My son now drives my 2007 Acura CSX Type S which has never had anything but regular octane and now has 250,000 miles on it....

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Norway sending 2,000 M72 anti-tank missiles to Ukraine, reversing a policy against exporting weapons to non-NATO countries that has been in place since...

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The people of Ukraine have had centuries of dealing with 'foreign' invaders and oppressors so I feel that they are in a better position to decide what...

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I read and listen quite a bit. Prior to retiring, my group was always comparing the books we were reading and someone noted that we seemed to always be...

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I enjoyed the article. Sadly, I bought my universal life policy long before I found Bogleheads or WCI. In fact, I was done with the 10-year pay in by...

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3% for what? When you can e-transfer with just an e-mail address. I'd definitely dump that service too. Not that anyone gave us any money when we got...

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I certainly could have if I had taken my private practice job before my academic job... and hadn't had those 4 kids in private school. As it was it took...

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Yes it is IMHO. And can be very good in other respects as well - job satisfaction, flexibility, job security, etc.

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Personally I would go for it... and I did and definitely don't regret it. I had never had a car until the end of med school and relied on my bike and...

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Yes here one signs an oath to the Court to provide and expert opinion to the Court not 'for the Defense' or 'for the Plaintiff' but clearly the opinions...

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I have done work for defendant and plaintiff but much more defendant. One has to be a special kind of 'expert' to be repeatedly approached by the plaintiff...

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Low resource setting. Midwife delivered a health term baby but placenta was retained so I was called as I was the Senior Registrar. Didn't feel like...

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Clinically retired but still doing some teaching that I'd do for nothing and actually pays a bit as well as some medicolegal which pays quite a bit more...

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I have those four 20-somethings that I am trying to get off the payroll.

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Completely agree. I was just pointing out that there have, in the past, been quite strict rules against loaning money at interest in response to earlier...

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I think you should dig a little deeper and look a little more critically. All three of the major monotheistic religions basically forbade interest payments...

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Yes Congratulations! It should definitely be a Happy New Year. Welcome to the ranks of The Retired!

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Amazon is sometimes a deal and sometimes not but it is almost always a convenience and great place to comparison shop. Hard to beat Walmart or Costco...

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Our region is at over 85% fully vaccinated for those older than 11 years and the recommendation was just made to drop booster interval to 84 days for...

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Retired 7 years, 60 now. Ballpark 60 / 15 / 10 / 15 - equities / bonds / cash / real estate (cottage). Spending probably about 250k per year. Primary...

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Now and then but it often seemed like I had taken an NSAID or an anti-histamine too recently. Now that I am retired am thinking about doing it more often...

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We have 4 kids and there is no way I would ever have paid 80k (inflation adjusted) that I was going to put a kid in. I had a hard time putting down that...

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I credit one of my mentors with encouraging me to go to South Africa as a resident. I spent 4 months as a Senior Registrar at perhaps the busiest OB hospital...

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When I looked at these I liked the G6 because it gave a continuous recallable read out to smartphone. Downside was that the G6 was a bit more expensive...

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Given that people with insulin resistance aren't necessarily hyperglycemic I would say not the most problematic likely. It seems to me that we are nowhere...

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Getting a fasting insulin or C-peptide done is just for fun and totally optional - I'm amazed at all the money being wasted on these kind of tests over...

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We are definitely travellers. DW was born in the UK and her sister lives there so she is heading there later this week. Once things settle will hit the...

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Yeah I think if you do it tastefully with a nice tie it can totally work....

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Same here. Have owned a lake house for almost 20 years and have never rented it out. Have let many friends and family stay there for free but otherwise...

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Yes only breakfast if on vacation at an all-inclusive or if weekend and a family breakfast but timing is much closer to lunch.

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Just switched to iPhone 12 Pro Max. Camera and lenses are definitely very good. Main reason though was that the keyboard on the XR was just a smidge narrower...

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I greatly enjoyed spending a week in Vegas in 2020 and meeting some of the folks from here. Just managed to get out on what seemed like the last plane....

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My son sent me "Why We Sleep" to read. Interesting and definitely raises questions about all those years of sleep deprivation. I'd agree that...

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Retired but was 2.5 to 3 days at the end with 1 in 9 busy in-hospital call. 11 weeks a year off. My group was incredibly well organized and since I didn't...

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It wasn't at any number for me. When I went from academic to private it was pretty clear that I wasn't going to have an issue reaching FI pretty easily....

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Have a pro gym in the basement and a son who is a personal trainer so this is definitely on my to-do list to improve my quality of life while my IF and...

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Absolutely. More importantly these days is that the population at large does not understand that any excess glucose/fructose/sucrose and protein end up...

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Podcasts and eBooks are free from the library.
Gardening can be expensive with annuals but more and more my gardens are full of perennials that...

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Thorlos tennis socks at work for the last 20 years of practice and before that Head acrylic tennis socks. On my feet usually Columbia hiking shoes.

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Didn't frame any of mine. Even when I had an office to hang them.

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Yes we seem to have had similar trajectories. I too was OB (MFM and so no Gyne option to slow down to as has been the specialty's tradition) and this...

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Agree completely and with Lithium's comment about going part-time or doing something else once FU (sorry FI) money is reached.

But honestly...

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Definitely wouldn't be an aid at admissions stage in any of our local med schools. But... as an Associate Clinical Professor 3 of my children have done...

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We had a 95 Mercury Villager, 99 Odyssey, 01 Honda Stream (mini-minivan overseas), 04 Sienna, 09 Odyssey, 14 Odyssey. Our four children are all in their...

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Yes if no one else has offered yet, give me your address and for those numbers I'll come over and do it!...

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Just cell phones. Had our home phone number ported to DWs cell many years ago.

Oh how I miss yelling out, 'I'm not getting it, it's not for...

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I have always had Toro's with the exception of one Honda but if I were buying a new mower I would probably get one of the new battery electrics (although...

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One of the residents in my programme had been a Family Doc before coming back for specialty training. He bought a Lake Buccaneer in the mid-70s and wrote...

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No deposit here. They all go into the recycle.

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This is what I have seen as well and this is what we are in the process of doing. Place will be smaller but 'nicer' and possibly a more HCOL area so...

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No I pretty much spoke to everyone. Close friends less so as I have spoken with them on and off over the years, so would moreso want to speak with those...

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I enjoy reunions. I had a great time in high school and many great memories. Sadly we missed 40 this past summer due to COVID. Simpler times to be sure....

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We have both been vaccinated now and DW is planning on travel to UK to see family in the fall but it will depend on quarantine policies both there and...

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Worst? Hard to say. I spent 3 summers and a couple of Christmas vacations working in a Corning Fiberglass insulation factory. It was grueling work and...

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I know I may not be following the herd here but I would rent in this situation.

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Probably many reasons. In a fee for service environment income is directly proportional to how much work one does and can vary quite a bit even from year...

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Turn 60 in May and actually feeling pretty good. Retiring helps as I have yet to feel as achy or tired as I used to at the end of 24 or 32 hours of on-call...

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I wish I had something useful to say. When I was an academic we jokingly filled out our yearly logs to total 150% because that was what it wound up being...

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I'll make more this year than any year since I stopped doing clinical work as my more lucrative side gig has got going more than I anticipated.

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The Freakonomics 'Bad Medicine' podcast series comes to mind. I recall a discussion regarding some research on this and the feeling was that closer to...

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Right now I think that the stock market and housing in major markets is very overvalued. Since Joe Average drives the CPI, I don't think that we will...

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International travel and playing hockey twice a week and then going out for beers. In person teaching. An empty house - lol!

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Sorry that your family finds itself in this position. I would definitely agree with those saying that objective, professional help is required. There...

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In the immortal words of my fellow Ontarian, Paul Anka, "Regrets? I've had a few, but then again too few to mention." I had to bring up Frank...

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This is hilarious,thanks for posting. I joke with the students that our medical school was founded in the 70s by radical hippies but at the same time...

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Pretty much retired from an income point of view since 2014 but getting richer every year according to plan and FIRECalc predictions. Our spending has...

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This was not true on Ethiopian. It was much less expensive to upgrade to Business using their pre-flight bidding system as opposed to booking Business...

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Even from the beginning of my flying days in coach I loved it. How often did I get the chance to just sit back undisturbed with no option to do anything...

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Reminds me of a Nairobi to Heathrow flight after a long couple of weeks working in NW Kenya. Flying coach as I always did back then. Took an Ativan on...

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Excited to see the majority of folks flying coach. We still do but I suspect we will slowly start to 'blow that dough' on extra long trips. The first...

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I don't have a wallet that I carry. Usually have my Costco membership/CC in my pocket. Sometimes a $20 but not usually. Maybe a twoonie or couple of loonies...

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I wished i had had one a couple of days ago when a beautiful red-tailed hawk streaked across in front of my windshield going for something in the median....

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Personally, having toured medical facilities in Russia and Ukraine and having spoken to our colleagues there, I wouldn't be buying Russian vaccines until...

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I would much rather live in a country in which I pay taxes than one in which I don't. I think I get very good value for money. Many things I could never...

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I agree but the 3 months extra that I might get to live from 90 to 90.25 years of age is not at all worth it to me. I'll take the lifetime of beef once...

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All of the reading and learning I have done on the 'meat is bad for you' hypothesis has led me to think that burritos' statement above is correct (#69...

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1) Do you have meat with every meal?
Unless I am having pizza I am having meat. 'If you are what you eat, you should eat what you are!' Seriously...

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I didn't see the ad but my med students were talking about it today as I had mentioned CGM to them last week when talking about a case. I don't have DM...

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Wash and wax by hand. Take vehicles to the wash bays in the winter - soap rinse, foam cannon, rinse with pressure. Was very car proud before DW and the...

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Interesting point, I understand QALY's and all that but... total US deaths in WWII (including civilians) estimated at 419,000. Total US deaths (acknowledged)...

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Lifelong Honda/Acura owner but must admit that I went to a Subaru Impreza on my most recent purchase. Liked styling more as well as Eyesight and automatic...

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We have had several national and provincial politicians lose cabinet and/or committee positions due to travel to warmer climes over the holiday seasons....

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I was rarely on time by even the middle of a clinic so I would usually be too busy apologizing to patients. They were always gracious as was I on occasions...

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This was me. If I had, I would have been under-contributing early in my career with 4 young children and an academic job and dramatically over-contributing...

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I saw an analysis from the University of Toronto today that said the most effective way to stop the rapid spread would be to vaccinate as many as possible...

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Not to trying to be argumentative and surely no one here knows less about this than a bystander like me but doesn't this effectively cap their profit...

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I would agree with others that he is far closer to being correct than not and behavior is the problem. My understanding is that his opinion was informed...

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Agree with the sentiments expressed. I think the more appropriate title is 'do you regret buying individual stocks'. As some others did, I traded individual...

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Another book that I enjoyed was Phil DeMuth's 'The Affluent Investor'. I agree that one doesn't need to read a ton of books in the subject area as there...