Disability insurance question

[Eyedentist]

Thank you so much for answering this....

[Eyedentist]

Hello all, maybe one of the DI agents can answer this. I have an own occupation policy from Standard obtained about 10 years ago while I was high-income...

[Eyedentist]

Two surgeon family (same speciality) gone from high combined W2 employed income to start up private practice earlier this year. While employed, we always...

[Eyedentist]

Thanks! But my question is is it a good idea to keep auto separate from homeowners/umbrella in case of a claim?

[Eyedentist]

Hello esteemed colleagues,

I am moving to a new house and currently shopping for new company for all my insurance policies. Problem is,...

[Eyedentist]

Hi! Not starting a new ophtho practice, but currently in the process of buying an existing practice from a retiring doc in So Cal. Would love to be part...

[Eyedentist]

Thanks for the info. I use it too. Now you are making me worried. Curious what others think....

[Eyedentist]

I need some advice, especially from DI agents on this forum. I am a few years in with a personal speciality-specific DI policy from Standard. I've had...

[Eyedentist]

OK, that's good. Remember the earlier in life you have refractive surgery, the more glasses-free years you are buying yourself. Most emmetropic people...

[Eyedentist]

OP, I am a refractive surgeon. I perform both LASIK and PRK. Results of both are excellent and the selection depends on a particular situation. How old...

[Eyedentist]

This has nothing to do with Tesla. The current owner signed a multi-decade lease for his/her solar panels instead of purchasing them outright. Now they...

[Eyedentist]

Facing $650+ K debt in the world of ever decreasing reimbursements and salaries, increasing government regulations, potential of single payer system,...

[Eyedentist]

Psychiatry is a real Covid winner. A good friend gave up lease on her office and is working from home. She also gave up all insurance and is just charging...

[Eyedentist]

Thank you for your response jfoxcpafp! Yes, I realize this. I just thought someone who had gone through same/similar process could weigh in....

[Eyedentist]

This is a bit complicated, so please let me explain. Just under a year ago, one of our local hospitals which is undergoing a major expansion in a costal...

[Eyedentist]

By the way, this week is the best week to purchase a new Tesla. And of the quarter week. Best deals to be had now. If you’re interested in an inventory...

[Eyedentist]

I drive an X performance and my dad drives a model 3 mid range. I agree with above that 3 looks ugly. But, remember if you get a a 3 you’re getting...

[Eyedentist]

Thank you for your comments. I respectfully disagree with that comment that this is market timing. If anything real estate syndicate investments don’t hav...

[Eyedentist]

I am sitting on a lot of cash and trying to figure out next steps. Pre-tax accounts are covered, 529, backdoor Roth, monthly contributions to after tax...

[Eyedentist]

I am also in a no non-compete state. I  good friend was just given a partner contract that has 18 month termination notice. INSANE.

[Eyedentist]

Mortgage rates have more correlation with 10 year bond yields which hit almost 5 year low in the last few weeks (although they did rebound some Friday...

[Eyedentist]

In the process of refinancing my 10 year IO to 2.875% and .25 closing cost credit with Union Bank in CA. Had to bring $500K new relationship money to...

[Eyedentist]

Zaphod wrote: Eyedentist wrote: Surprised very few votes for ophtho. Total banking hours, sit down for surgeries, fast cases, cool tech, light call, happy patients for the mos...

[Eyedentist]

Surprised very few votes for ophtho. Total banking hours, sit down for surgeries, fast cases, cool tech, light call, happy patients for the most part....

[Eyedentist]

Thanks everyone!

[Eyedentist]

I am looking at this two companies to invest for some RE diversification. Trying to do my DD now. MLG has 2 options currently- Main fund and Parallel...

[Eyedentist]

Zaphod wrote: Eyedentist wrote: – Some of you mentioned company track record; please realize that Tesla is light years away from all the major manufacturers with electr...

[Eyedentist]

Elon acts immature no doubt. Of course the model CEO behavior would be that of VW CEO and that very small diesel scandal they had. But they are a hundred...

[Eyedentist]

Could you please enlighten me who these people are and what other cars have achieved a level 2 self driving?...

[Eyedentist]

I know I will get thumbs down for this, but most of you know very little about electric car ownership. I have been driving Model X since 2016, my dad...