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Does this one help?
https://www.whitecoatinvestor.com/be...-and-rankings/

Meaning... Worth doing in VA, but...

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Tim , https://www.irs.gov/publications/p52...blink100077247, worksheet 1, section b, step 2 seems to show you can get a fraction (partial), right?...

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Yeah, I agree. I was thinking of solving the problem of "put something on the resume/cv", not even "keep clinical skills sharp". (I'm...

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Yeah, I just took almost a year off. I thought people would care. No one did. At all. ... maybe its a pandemic thing. Maybe it's industry specific, but...

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Following!!!...

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Tim, wild read - thanks for the link. Cool....

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Staying for a counter offer is generally a terrible idea. Something like 80% of people leave if they stay for a counter. She's looking, so it's time to...

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Agree. some examples of small creative things:
- take out tacos & NA margarita mix (there are NA tequilas too!)
- starbucks
- lululemon...

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Yeah, we have an 8 month old now.

Any semblance of time you have for yourself is gone. At least for me.

I've chosen to embrace...

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... that 5 year rule seems to be incredibly flexible in ways I had not realized. Thanks for the links, and the discussion!!

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Ah, 2weeks ago there was only one search result for robinhood... they updated the list last week (2/17?). See attached. TT Home and Business. I had to...

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^^^ this. Agree with all of this....

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It imported my 1099 from Robi hood crypto just fine. … are you trying to note income w/o a 1099? (Like Coinbase transactions, etc?)...

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From time to time threads like this bubble up, twist, turn, and linger for a time here in the forum - I’m always fascinated, and can’t look away....

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Worth a read - from this week!!
https://www.whitecoatinvestor.com/be...-off-mortgage/...

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+1

this has saved me 1000's and 1000's....

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... the truth is... if you get a bad change on a credit card, you are not immediately missing that cash. If you have a bad charge on a debit, you are...

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I walk around the block (with a dog if you have one, ha!) at different times of the day too. 6a, noon, 5p, 11p, whatever, to get a sense of who is there,...

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Offer 110k - see if they counter!

*this implies you know that actual value of the place and it's within range of your offer, doesn't have...

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There is a little bit of ... we can't know ... because many "think" (bc the Fed said they would...) that the interest rates are going to be...

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Does the 403(b) have an employer match? Regardless, I think I'd start w/ the 403(b), rather than the 457. Mostly because then you control the funds, not...

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Coinbase, Coinbase pro, robinhood. Negligible really, so haven't gone for cold storage, etc.

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Haha funny post. I like it.

there is no legal difference in check size. You can order the “business” size from anywhere… Costco, vista...

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Yeah, we ended up with a 5k loan too. Had no idea it existed. Sigh. Asked for the paperwork, and it was one of our signatures. So we had to deal with...

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The White Coat Investor - can we set up a way to nominate helpful folks like this, so we could get spiritrider (and others) some swag? At least a coffee...

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We both cut back at 1M, mostly to make time for other things.

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Thanks for the reply. Same for me. It can be a pain to have a new process, etc. I like routine, ha!...

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spiritrider - thanks for the reply. I read this 3 days ago and have pondering a reply. Just for the sake of clarity as this is on a forum, I do mean to...

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If it’s a conventional loan, you should expect they can sell it to Frannie/Freddie. They might not; or not soon, or they might but remain the servicer....

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I refuse to get a car loan… because of the sheer obscene hours of time it has always taken me to (get loan, deal w lender, pay off, fix their screw...

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First, I commend you on your self reflection on why your group might have subconsciously done something. That add richness to the forum, and I think some...

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Haven’t looked!...

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Changing the clock is downright insanity.

Pure madness.

When I run for president, my platform is:
1. abolish DST....

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I laughed at your username. Nice.

... enjoy your trip!!...

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Something I haven't seen addressed in the comments... Their house clearly is not worth 230k... or it would have sold....

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Bev 's quote shortened intentionally. Let your parents handle themselves....

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Yeah, oops, I wasn't thinking too clearly....

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I'll be honest - I don't mentally understand the backdoor roth. I've tried. I don't know if it's because my SO and I are both decent earners, and this...

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Yeah, we exist in very different metaverses (to channel Burritos comment above)....

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Yeah, cool to hear the update!

... I think that all sours things a bit, but... do you want the house? Clearly the expecations were not met,...

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yeah, data from everyone please. Enough banter - my GPU isn’t mining anything useful from the recent conversation!!!...

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… we are considering doing the same.

… our land is worth a lot, and the house almost nothing. But it would cost a lot to rebuild. ...

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Enjoy life together.

and (while you didn’t ask…) pay attention to the pronouns. Words do matter. You can use “our” more than his/mine!!...

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Any chance you are buying another one, or have 1031 exchange ideas??

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We have the same in-law grumpy tipping problem, so we try and do the same....

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I don't know how you got banned, but most of your posts seemed a welcome addition around here. Be well....

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I also... value having 1 account, and not 2. There is a LOT of value to me where I'd move into 1 account, instead of keeping 2, even if it is isn't the...

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Talk!!!!

We just put it all in 1 joint account, paid the mortgage, and who cares whose name is on what.

Except for the DMV....

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HIPAA doesn't say anything about where the (TPO - Treatment, Payment, or Operations) are provided. Most organizations do have risk plans, and those are...

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We had the same conversation the other night. Around us, there are some property management groups which could take care of it (either short or long term,...

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I have a solo401k at fidelity that I added too in 2019 (I think?), and it just sits there (in an index fund). I plan to add too it next...

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Depends on the state too. Those states w/ a lot of hail and or no fault insurance can be pretty varied....

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Cool read. Something I knew little to nothing about. Thanks!...

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I'd suggest she sign up for twitter (tiktok has the same), and follow a bunch of woman physicians, and prolific interns, etc. Also see if she can shadow...

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PMI is my question too....

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A few thoughts:
- Are you sure the 12M is the (only) reason, or does your wife need/want you to have something to do (out of the house?)
-...

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It's a Type II decision (it's easy to reverse it). We would also like to go to 1 car, and have the same situation. 1 used leaf, and 1 used SUV.
...

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A happy family seems nice. I haven't had enough coffee to comment on the financing/rate/decison/etc...

but could you rent it in the mean...

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Interesting thread. I'll go back to the beginning.

I'd ask... why on earth would you go get an MD now? do you REALLY REALLY want to do patient...

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Wow, So, I checked and we spend way too much on food each month. Less if you exclude booze, and less again if you exclude takeout. I guess the Costco/grocery...

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I've thought about this perspective for a few days. It's interesting think about. I don't have anything really to add, but it's been through provoking...

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I think some chargers will be free, but there is certainly a market. Today, I think we pay 1/4 of what gasoline costs in electricity - there is too much...

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Sort of a gap. White.Beard.Doc needed one (post above) on a long trip. Those are great. I've used those too. I like them - but I'm not convinced that...

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... Using words is often more meaningful than $. Publically vs privately can depend on the person. Take some time to recognize them, the Impact they have,...

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Yeah, We can't throw stones either... but I'd buy a bunk bed, or get a small addition added to get another bedroom, or turn the storage room into a bedroom,...

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Did you get any equity? options?

So... They are a start up... and series C and have have ~170M in funding (crunchbase). Not a bad rule of...

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+100!

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I met some docs in Alaska who are also bush pilots. Non-zero chance @24-the-white-coat-investor knows someone....

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In additon to WCI's list...

remember, sometimes they are called different things, so doctor - physician - professional - etc. Also, many...

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The comapny can't blame the consumer. Non starter.

....

Would you all buy options in PTON to rise by the end of Sept though??...

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The last 65y/o i spoke with about this decision choose thier plan because "I got a gym membership" and "the person I called told me I get...

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I think I agree with both:







MA plans are offering a lot of "benefits". KFF has some interesting...

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I'd go for a nice headset, and use a cellphone.

However, to directly answer your question, we use a google voice number (free!) when we have...

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... do you have any suggestions which iptv would allow me to watch some cricket??...

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KFF had some good summary articles last year:
https://www.kff.org/medicare/issue-b...urers-pay-a-re...

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Really well written, and kindly shared. Thank you for sharing. I agree with JBME 's comment....

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Like some above, I figure I'll have to pay for the dumpster to clear out the house when they pass. If I'm wrong, that'll be a bonus, but it's clear having...

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... sometimes it "works" in academia too.

*your point is well taken, and correct....

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Hmmmm. I didn't think of it that way....

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... can I buy it?...

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So, as we see new covid related strains...

and as the world ramps up production of vaccines...

I saw this thread on twitter...

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My reply here is to note perspective.

Your point is well taken - politics are real, and they certainly impact this topic. That doesn't mean...

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As an outsider who hasn't spend the past decade+ pursuing you passion/specialty... Are you sure? Is there really market demand for said service? Supply...

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Welcome!



.. that’s some pretty specific (what sounds like parental / family growth) planning. I'd offer that your views on...

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Bummer. I think the builder is being somewhat honest- materials have nearly doubled then doubled again.

https://tradingeconomics.com/com...

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+1000....

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This post and comment #37 might help:
https://www.whitecoatinvestor.com/be...2/#comment-660...

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Sure - I was thinking, it'd be reasonable that the dog owner is scared of several things - the police coming, having to talk to you, having to pay, and...

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Really long is pretty relative. I agree w/ Anne about the temperament, and beauty of the drive. 200% worth it.

... Eyes4sucess - what'd you...

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A few thoughts:

...this could be a 3k and home depot weekend project too.

...if you have 100k to blow, you might just buy a...

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I'd add this bit of empathy - the dog owner...

They may likely be scared that this could separate them from thier dog. I'd suggest allaying...

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Indeed - Good luck with the new gig!! Hope it's enjoyable!!...

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I use these, mostly when travelling. And when meditation fails putting to sleep.

https://www.bose.com/en_us/products/...epbuds-ii.html...

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Is this role remote? (I'm sorry if I missed it in the thread, I just looked and didn't see.)

Yeah, working most weekends and vacations sounds...

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...

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I hear... the employer giving a measly 10k to get you more planted locally. 10k is better than a kick in the teeth, that's for sure, but I'd suggest you...

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Yes. This. 100x....

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I'm surprised at this thread. I'd have expected several other next gigs for you, but not the one you mentioned. I'd envisioned some academic, teaching...

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For some more data and a write up of how WCI's real estate stuff has done, sign up for the real estate news letter:
https://www.whitecoatinvest...

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Sadly for those IMGs and other high application applicants, ERAS has lots built in of filters to make it easy, so it's pretty straightforward to ignore...