Sell Vanguard Total Stock Market for Amazon, etc in individual Roth 401K

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Thanks for the responses! I think I will just leave everything alone for now as yes, no way to predict the market, especially for individual stocks....

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When I opened an individual 401K and roth 401K at Etrade several years ago, I made the mistake of putting individual stocks (Amazon, Netflix, etc) into...

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Thank you for the suggestion - I will definitely look into a Catastrophic benefit/rider and see if it can be added to the disability policy.

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I have been paying $370 quarterly for the past 7 years for a long-term care policy from Aetna. The policy was started at the same time I bought disa...

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Agreed. And the townhouse/condo we are currently renting is in Rockville, Maryland. The housing prices in the area have gone up fortunately, so we should...

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Thank you for all the thoughts. We definitely rushed into this and now with renters moving in next week on a year contract we are stuck for this year....

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We have recently moved and will now be renting our old townhouse starting in July. I'm trying to figure out how to best handle the property financially...

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We have factored the cost of private school into the move. We have actually been driving in from Maryland for school already, so all set with kids sc...

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We are moving to DC next month from Maryland and I wanted opinions on two things: 1. We are trying to keep our townhouse in Maryland as a rental pro...

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That is a good idea. Will start looking ourselves and see if we can find good options that way, but if not, then look into realtors.

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Ok, will look into better realtor options then. As hopeful that would make our lives easier!

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Oh, great point. I had no idea you can get a preapproval letter that quickly. That does make more sense to wait then!

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Hi Everyone, We are just starting to look into home buying and I had just a few questions as I can't remember what we did the first time 7yrs ago wh...

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Hi Everyone - A question about gifting. My two daughters each received a $20K inheritance from their greatgrandfather. We deposited the money into each o...

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Thank you so much for the help everyone! I have already called Etrade to stop the reinvestment in the fund. I currently don't have any losses on any of...

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I am 37 years old and learning more about investing. I currently have around $200,000 in a 2045 Vanguard Target Date fund in a taxable Etrade account...

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Ok, that makes sense. Thank you!!

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Got it! Thank you so much for the help!! I'll look into doing the conversion right away after each deposit then. And I assume the Roth IRA rollover (the...

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Ok, so the benefit is doing after-tax contributions is the immediate roll over to the Roth account? Otherwise there's little benefit in using the after-tax...

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Yes and no - we've made Roth contributions before (so have Roth, a pre-tax, and an after-tax subaccount in the 401K), but I'm referring to the after-tax...

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Hi Everyone! I appreciate any help with the following thoughts on my husband's after-tax 401K contribution as the person I spoke to at the 401K compan...

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We're in the DC area and our 6 year old is currently in kindergarten in private school. We just started this process last year with her entering private...

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I have other taxable accounts (again mostly with Targetdate funds) - does that change things for Betterment?

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If I want to use Betterment just for tax loss harvesting purposes (I typically do Target-date for my funds as I don't want to have to rebalance), how...

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Perfect! Thank you again so much for the help!!

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Ok very helpful spiritrider and Johanna! Just to confirm. If I haven't actually finished out maxing my regular W2 401K and I stop the contributions at $17,000 ...

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Thank you spiritrider! The contribution to the Roth solo (one-participant) 401K that I made I am counting as part of the employer contribution (up to 20% ...

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Hi Everyone- I had a question about having two 401Ks. I have my regular W2 401K (which I'm maxing at $18,000). Part of this was Roth (I switched my contributions...

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Thanks WealthyDoc! Great suggestions!

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Thanks for the suggestions! adventure - which bank did you go with for your free checking account? Are you happy with them? Thanks again!...

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Hi everyone! I am working on a new blog/website targeting my medical specialty (not finance). I recently applied for and received an LLC for this en...

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I started locums work December 2016, so only was paid ~$2,500 on my 2016 1099 work. I also had W2 work (same work as a physician, but for several offices...

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Thank you Johanna! When you say that I will need to aggregate your 401k’s for purposes of the employEE contribution. This just means that I am limite...

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I have recently started locums work and have submitted paperwork to open a Solo-401K for myself. I also have W2 work and have funded my $18,000 in employee...

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Thank you! Appreciate all the feedback.

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I am not sure we are doing the right thing with our daughters (ages 1yr and 4 1/2yrs) 529 plans. Is it better to invest more into the 529 plans (over...