Does it make sense to donate money when you have CC debt?

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I'd drive it over. too much hassle to get a different car and you could get screwed as well.

Make a trip out of it. I did a month long road...

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I would personally start working in charity and getting some good karma in the world!

since you have expertise, you can start/work in a medicine...

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I think you are doing just fine. personally, I'd try to find a cheaper 1B in the area you are in, though that may be difficult if you have already signed...

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Please tell me you are buying one of these ...

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nephrologist or neurologist?

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I'm going to say consider going into charity work or teaching. Very rewarding...

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I only wear scrubs...everywhere

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interesting. it would be cool if we could see a breakdown of their budgets when they were working vs when they are FI as well beyond just asset alloc...

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I have no current debt and hopefully will have none out of residency as well.

I'm thinking of being a traveling specialist....

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really cool story from a dental side of things!

I'm currently a few years behind this guy as a first year resident. Hoping to move down to...

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are you doing MD PhD?...

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You are the boss...set the hours that work for you, the patients, and the business.

The boss does not have the hours he will be open dictated...

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I'm gonna say Lake Oswego, Oregon....

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My parents have had theirs 20+ years...hopefully it keeps going cuz those puppies are $$. Worth it imo if you are living their long term. I think it was...

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I'm gonna say a Sub Zero fridge. You can custom design it to match with your cabinetry and it looks like a cabinet instead of a fridge door

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Half of the average...419k. Twice the avg...1.6m. Not too bad either way

But yes I agree. I would say ortho is definitely less stressful...

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My Philips LatteGo has been going strong for a year! I use it pretty much every day and absolutely love it ...

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I'm a 25yr old resident and have been reading WCI's blog, MMM etc for years.

NW right now is not too great but with good planning hoping...

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wow thats fantastic for 3 yr out!

I've got 3yr till I'm out as first year resident ...

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There are barely any ortho residencies that pay you. like literally a handful in the country.

there are however many that are cheaper than...

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Hmmmm...I'm gonna guess Portland, OR

I've driven for lyft before as well, quite a bit pre-pandemic.

Honestly I found it...

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Per Cain Watters Dental Practice Act Report.

Ortho owners are doing okay......

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We have a guy in my perio residency who is in a similar situation that now comes to mind.

He ended up taking loans for residency and throwing...

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I don't have much to add, but Ortho is much better than GP. yes opportunity cost is high, but being a specialist is wonderful....

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Agreed, traditional floss is better than the floss picks.

But floss picks are better than nothing.

imo Soft picks are the best....

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The academic center I am at is like this as well. 12$/day parking and you have to log in and buy it every day

can't wait to go to private...

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Do it for 2 weeks in a row and see if it still does. You may have periodontal disease if so.



Also using traditional floss...

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It's fairly common. I'd say about >50% of people. Bleeding is a sign of inflammation in your gums.

If its in isolated areas, likely you...

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I don't have any advice, but this is pretty incredible to read as a 4th year dental student.

Congratulations on your success!...

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I am in dental school, the costs are out of control for many schools. some are 500k+, and the most expensive ones are closer to 600k. Just for the dental...

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Agreed. There is also a bunch of scammers on YouTube, TikTok, IG, and all the others that are working really hard on fooling teenagers and young people...

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I guess that is what largely bothers me about this article. It further perpetuates this thought process that carrying CC debt is normal.

...

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https://www.marketwatch.com/story/me...ney-2020-04-17
...

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From my end of things, our dental appointments are taking 2x as long with those pts. Many of the geriatric population hasn't talked to anyone in person...

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A little late, but I have seen this work in my classmates only when the spouse of the DS is willing to manage the property. Otherwise it can became a...

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Doing dentistry for 30 hours a week absolutely IS physically exhausting. You are bending over and contorting your back/arm/neck in all sorts of ways while...

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Yep I interviewed and applied at the VA. It was number one on my rank list. Unfortunately did not match there.

I am very fortunate to be...

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Let's say I do private practice. I guess another way to look at it is the school is paying my tuition of 150k + a 30k stipend per year at least 4x = 270k....

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Hey WCI,

I am a 4th year dental student. I matched into a periodontics residency (3 years) starting this upcoming July. Unlike medical residencies,...

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Nice! nifty little tool. What else did you end up getting and how much did you spend total? I don't think I have room in my place for a squat rack and...

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looks like there is a waitlist for these from the manufacturer's website: https://www.concept2.com/indoor-rowers/model-d...

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Yeah I have a 400 sq foot apartment. I am still sure I can fit in a rower as its not filled with furniture - only 1 sofa and a plastic foldable table...

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wait so did you not like the ergatta or you do like it? or are you saying I can have your referral code....

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Hey WCI,

I am a huge fan of rowing. I've never been competitive or anything like that, but used the rowing machine at the gym regularly...

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What are you using to froth your milk? latte art looks great!!...

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My father finished up nephrology fellowship at age 43 when I was 10. He missed a lot of me and my siblings childhood. He was in med school, then residency,...

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thank you everyone for your suggestions! found the Philips LatteGo 3200 used at a local marketplace.

Love it thus far, it takes about a minute...

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Completely agree with you Dr.Dahle - great post. Personally I think there is also a deep psychological satisfaction to knowing that you don't owe anybody...

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yup my thoughts exactly. How long does it take you from turning on the machine to cup? assume you are adding water and milk daily?...

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could you expand more on the downsides of a combo grinder/espresso machine?...

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Any recomendations for sites for refurbished?...

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Thank you everyone for your recommendations. I think I may just go with this one...

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Yes I mean espresso machine...

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I'm hoping not to spend more than a few hundred bucks. but if someone can convince me I could potentially do a 1000$...

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Hey WCI,

Any recommendations an automatic espressor machine for at home coffee? I mainly like making lattes.

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Minority here - totally agree with you. lived in small town AR, it sucked. sure there was nice people and I dont want to generalize. but I experienced...

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herman miller used on craigslist

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Thank you so much Tim! Really appreciate your thoughts, and I love the takeoff analogy.

I will definitely communicate to my family about...

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This is great advice! I will actually do this. I have never taken a vacation since undergrad, so it's beyond long overdue. Frankly I just have never had...

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I agree but...I've also been pretty good at this. As I've mentioned I have zero debt whatsoever, and have never run up the bills with anything. I worked...

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I love this quote.

I am definitely overly frugal, but like you said I don't have too much of a choice. I've avoided debt like the plague...

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making 60k a year sounds like heaven...

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Hi everyone,

first post here. curious what you guys think.

I'm a 4th year, applying for surgery residencies. I've been living...