backdoor roth

[scurry]

hi everyone,

I opened up a 2015 backdoor roth in 2015. I converted my previous SEP into a solo 401k. I currently still have a 403b plan to which i contributed while i was in residency. Should I have also converted my 403b into another account in order to avoid a pro-rata calculation? Or does a 403b not even fall under the pro-rata calculation?

thanks in advance!

[LBKCLU]

The 403(b) does not fall into that calculation. It would only be problematic if you rolled over the 403(b) to an IRA and didn't convert it.

Larry

 

[jfoxcpacfp]

You're fine. Might want to go ahead and roll the 403b into the SOLO-k to consolidate. It will be simpler to manage and you'll have a better choice of investments.

[scurry]

Great. Thank you both for your input.

Cheers!