Hi my fiance and I will both be starting our jobs this summer after concluding our training. We both have 1099 contractor positions. We each established an S-corp and plan to each setup a Vanguard Solo 401K in addition to our own HSA. I was wondering if we should investigate the VRIP to have access to the admiral shares as well as look into DBP as other vehicles of pre-tax investments? We have plans of backdoor Roth contributions after taxes and that's why we were leaning with the 401K option over SEP-IRA.
Advice or thoughts on the options are much appreciated, thanks!
Advice or thoughts on the options are much appreciated, thanks!
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