First time doing Backdoor Roth this year. I added $11k into a traditional IRA a little over a week ago, but didn't realize I should leave it in the Settlement Fund before converting.
Now it's divided between three Vanguard mutual funds (VBLTX, VGTSX, & VTSMX in case that's relevant) and when I try to convert, it tells me I don't have any funds available for conversion.
Given the dip in the market in the last couple of weeks, I've actually lost money so my balance is now under $11k (~10,700) Should I sell so that the money goes back into my settlement account, and then make an rIRA and convert?
Thank you!

Given the dip in the market in the last couple of weeks, I've actually lost money so my balance is now under $11k (~10,700) Should I sell so that the money goes back into my settlement account, and then make an rIRA and convert?
Thank you!
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