i401k to Roth IRA

[JK]

I currently have an individual 401k with vanguard. I am in a low income year. Am I able to transfer this i401k money to a Roth IRA?

[spiritrider]

IRS regulations prohibit the in-service withdrawal/rollover of employee deferrals prior to age 59 1/2.

IRS regulations allow, but do not require the in-service withdrawal/rollover of employer contributions prior to 59 1/2.

Vanguard's Individual 401k plan document allows the latter after certain time limits. I have never heard any reports of anyone doing it. So you will have to call them and ask them if it is possible.