Hi all,
I just popped into my wife's 401k which is run through Empower Retirement. I noticed that every bit of her money is in the Vanguard Target Retirement 2045 Inv. Is this a typical allocation or just a default one that I should look into other options. It says the annual rate of return from when it was opened in 2015 has beet 14.21%. I have attached a screenshot.
They have three options for plan management I see. 1. Let them do it. 2. Let them help me do it. and 3. Let me do it myself. I assume after I finish the WCI course I would be leaning towards option 3. Does anyone have experience with Empower?
Thanks!
I just popped into my wife's 401k which is run through Empower Retirement. I noticed that every bit of her money is in the Vanguard Target Retirement 2045 Inv. Is this a typical allocation or just a default one that I should look into other options. It says the annual rate of return from when it was opened in 2015 has beet 14.21%. I have attached a screenshot.
They have three options for plan management I see. 1. Let them do it. 2. Let them help me do it. and 3. Let me do it myself. I assume after I finish the WCI course I would be leaning towards option 3. Does anyone have experience with Empower?
Thanks!
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