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Hi,
Background: I am a PGY2 resident married to an Engineer. I have about $200K in student loans and my husband has none. We have been filing taxes together since we married 3 years ago, but my student loan payments on RePaye are $900 a month which basically means I get almost no interest reduction for being on RePaye. We have been considering filing "married filing separately" for 2017 which would allow me to enroll in Paye and have lower monthly student loan payments as I plan on pursuing PSLF.
Question: We are both on my high deductible health insurance through my work (we have no children) and I have been contributing the maximum family contribution to my HSA ($6750). If we file married filing separately, then can I still contribute the maximum to my HSA for both of us, or do we both have to each have an HSA and each contribute $3,400 to our individual HSA accounts?
I'm sorry if this question was asked in a previous thread. I looked around and couldn't find one, but I may have missed it so I'm sorry if there was one already.
Any insight into this would be greatly appreciated. Thank you!
Background: I am a PGY2 resident married to an Engineer. I have about $200K in student loans and my husband has none. We have been filing taxes together since we married 3 years ago, but my student loan payments on RePaye are $900 a month which basically means I get almost no interest reduction for being on RePaye. We have been considering filing "married filing separately" for 2017 which would allow me to enroll in Paye and have lower monthly student loan payments as I plan on pursuing PSLF.
Question: We are both on my high deductible health insurance through my work (we have no children) and I have been contributing the maximum family contribution to my HSA ($6750). If we file married filing separately, then can I still contribute the maximum to my HSA for both of us, or do we both have to each have an HSA and each contribute $3,400 to our individual HSA accounts?
I'm sorry if this question was asked in a previous thread. I looked around and couldn't find one, but I may have missed it so I'm sorry if there was one already.
Any insight into this would be greatly appreciated. Thank you!
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