Fund choices for new 401k/PSP

[thedudeabides]

Our group is retooling an old 401k/PSP and looking at new fund choices.  If you could design your own plan and pick fund choices, what would you include? Anything you would change from below?

 

Switch to Vanguard for the target date funds? Add Emerging Markets? Any managed funds you would add (ie Wellington/Windsor)?

 

Current choices:

VBTLX Total Bond

VIPSX TIPS

VIMAX Mid Cap

VSMAX Small Cap

VTSAX Total Stock

VTIAX Total International

VGSLX REIT

American Funds Target Date Series

The usual smattering of actively managed funds.

[jfoxcpacfp]

Without commenting on specific fund choices, 6-way split as follows:

SC value

SC growth

LCV

LCG

REIT

Int'l

Rebalance annually. Never invest any money you'll need within the next 5 years.

[PhysicianOnFIRE]

You've easily got better choices than most retirement plans.  You see lots of crummy, expensive funds when people post their only options on Bogleheads.  You can do a 3 fund / 4 fund portfolio with what you've got, plus a little slicing and dicing.

Some might want value / small value funds, or an intermediate bond fund.  And of course, all other things being equal, the Vanguard Target Date Funds will be better for the investor compared to the American Funds versions by virtue of much lower expenses.

Another caucasian, Gary.