No announcement yet.

Roll IRA into current 401K

  • Filter
  • Time
  • Show
Clear All
new posts

  • Roll IRA into current 401K

    I need to transfer my rollover IRA into current 401k to avoid pro-ration with starting backdoor roth. My rollover IRA consist of 80% total stock vanguard index and 20% total bond index. My 401k is in Target Date 2040 T.Rowe. Considering T.Rowe TD is 90% stocks and current drop in stocks, should I wait for some time before making this transfer? Thanks

  • #2
    If you never take another word of advice from me, please listen to this: DO NOT try to time the market. Follow Nike’s slogan.

    Of course, I don’t know your age or goals, but I would probably recommend rebalancing all into an appropriately diversified equity index fund portfolio.
    Our passion is protecting clients and others from predatory and ignorant advisors. Fox & Co CPAs, Fox & Co Wealth Mgmt. 270-247-6087