Announcement

Collapse
No announcement yet.

Best roth investment types

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • zlandar
    replied
    Originally posted by Idocbike View Post
    The tax deferred only has $500k currently in vti

    the Roth was just rolled to vanguard into a Roth IRA.
    yes my question is what class of investment makes the most sense.

    Goal: 40 years of income approx 220k/ year today’s money
    and would love to leave legacy money for kids and our charities of choice
    For tax-free (Roth) the one with the highest expected rate of return. Usually an equity fund like VTI.

    For tax-deferred (not Roth) REITs and bonds so you can defer the tax on the interest/income.

    Leave a comment:


  • Idocbike
    replied
    The tax deferred only has $500k currently in vti

    the Roth was just rolled to vanguard into a Roth IRA.
    yes my question is what class of investment makes the most sense.

    Goal: 40 years of income approx 220k/ year today’s money
    and would love to leave legacy money for kids and our charities of choice

    Leave a comment:


  • abds
    replied
    As I’m sure you know, you haven’t provided nearly enough information for anyone to give you a good answer. But how’s you end up with 1.5M in Roth 401k? What’s in your tax-deferred?

    Leave a comment:


  • abds
    replied
    As I’m sure you know, you haven’t provided nearly enough information for anyone to give you a good answer. But how’s you end up with 1.5M in Roth 401k? What’s in your tax-deferred?

    Leave a comment:


  • G
    replied
    Originally posted by Idocbike View Post
    What would be the best 3 investment types to place in a Roth IRA or Roth 401k?

    situation: 50 yo retiring doc with 1.5m in roth 401k
    7m in taxable account 1.5m in universal life insurance. 200k in hsa.
    no debt
    nicely done.

    what is your goal? security or continued growth?

    good spot for REITs.

    Leave a comment:


  • JBME
    replied
    Originally posted by Idocbike View Post
    1.5m in universal life insurance.t
    Oy.

    To answer your question, Roth money should be spent last. So you want the riskiest assets in there. REITs and small/mid cap funds, and perhaps emerging markets

    Leave a comment:


  • CordMcNally
    replied
    What would be the best or what would be the best out of the investments you currently hold?

    Leave a comment:


  • Idocbike
    started a topic Best roth investment types

    Best roth investment types

    What would be the best 3 investment types to place in a Roth IRA or Roth 401k?

    situation: 50 yo retiring doc with 1.5m in roth 401k
    7m in taxable account 1.5m in universal life insurance. 200k in hsa.
    no debt
Working...
X