Currently 403b Lincoln Financial as follow:
VINIX 35%
VSCIX 35%
RERGX. 8% (AM europacific growth)
JFlEX bond. 4%
Dodge intern. Stock fund. 3%
JPMorgan smart retirement 2030 15%
Available options through Lincoln Financial (with expense ratio)
Vnguard Institutional Index 0.04%
Ticker: VINIX
Vnguard Index Trust Small Cap Idx Instl 0.05%
Ticker: VSCIX
AM Fds EuroPacific Growth 0.5%
Ticker: RERGX
Dodg Cx International Stock Fund 0.64%
Ticker: DODFX
Amrtrde Self Directed Brokerage Account -------
Calvert Equity I 0.72%
Ticker: CEYIX
DFA US Small Cap Value I 0.52%
Ticker: DFSVX
Dryfs Research Growth 0.88%
Ticker: DWOIX
Gmo Benchmark Free Allocation Series 1%
Ticker: GBMRX
J Hancock 3 Discipline Value 0.8%
Ticker: JVLIX
Janus Flexible Bond 0.56% (1y return=2.28%, 5y=2.74%)
Ticker: JFLEX
Jpm Sr 2020
Ticker: JTTIX
Jpm Sr 2025
Ticker: JNSIX
Jpm Sr 2030 0.69%
Ticker: JSMIX
Jpm Sr 2035 0.72%
Ticker: SRJIX
Jpm Sr 2040
Ticker: SMTIX
Jpm Sr 2045
Ticker: JSAIX
Jpm Sr 2050
Ticker: JTSIX
Jpm Sr 2055
Ticker: JFFIX
Jpm Sr Incm
Ticker: JSIIX
Wl Fgo Discovery Instl 0.87%
Ticker: WFDSX
Fidelity US Bond Index 0.05% (1y return=1.45%, 5y=2.16%)
Contributing max to 403b = 24k/year (I am 50 yo)
Job matches 50% on the first 6% of my contribution
Planning to work "forever" (unless sick)
Any suggestion with allocations?
Do not see much bonds options and the existing one have low interest...
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