How to approach a defined benefit plan

[StarTrekDoc]

StarTrekDoc yes, so many things can happen in ten years. Actually the document doesn't make any mention what happens to monies before the ten year mark; it appears that none of what had been paid is returned! So the ten year mark is a big milestone. Hard to tie yourself to just one thing for ten years.

Exactly - hence vesting time is key - vest or you get nothing -- nada - no soup for you.

10 years is LONG. typical is 5 years.