thanks for previous help all, I need some input in asset allocation
thanks in advance
age 35, married with kids (one income)
85/15 stocks/bonds
50% US 30% intl 15% bonds 5% REIT
I don't have anything in the taxable account yet
most of the assets are in the 401k and 457 b, my roth and spousal roth are small (13k and 5.5 k) so it's a little disjointed
40% VIIIX (institutional index, S&P tracker 0.02%)
6% VIEIX (extended US market 0.07% )
4% NAESX (small cap index 0.06%) (in Roth)
24% VTMNX (developed international 0.07)
6% VEMIX (emerging international 0.11)
10% PTTRX (Pimco total return 0.47)
5% VIPIX (vanguard TIPS 0.07)
5% VGSIX (REIT 0.26%) (in Roth)
bond options in the 401 k and a 457 accounts are the PTTRX and the VIPIX only
right now tax deferred stuff is all in target date fund with 0.24% ER
thanks in advance.
thanks in advance
age 35, married with kids (one income)
85/15 stocks/bonds
50% US 30% intl 15% bonds 5% REIT
I don't have anything in the taxable account yet
most of the assets are in the 401k and 457 b, my roth and spousal roth are small (13k and 5.5 k) so it's a little disjointed
40% VIIIX (institutional index, S&P tracker 0.02%)
6% VIEIX (extended US market 0.07% )
4% NAESX (small cap index 0.06%) (in Roth)
24% VTMNX (developed international 0.07)
6% VEMIX (emerging international 0.11)
10% PTTRX (Pimco total return 0.47)
5% VIPIX (vanguard TIPS 0.07)
5% VGSIX (REIT 0.26%) (in Roth)
bond options in the 401 k and a 457 accounts are the PTTRX and the VIPIX only
right now tax deferred stuff is all in target date fund with 0.24% ER
thanks in advance.
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