i max out 401K, HSA, backdoor roth, and put a decent little chunk in 529s. Now its time for taxable. I actually have a scottrade account that i have had for years, learned much about how bad i was at picking stocks, especially the penny ones! Scottrade sold to TD ameritrade, but i'm not sure i want to use them. I have roth at vanguard and 401K at etrade. I keep reading all the bad stuff about vanguard customer service and messed up tax forms, etc.
I need a taxable account that has
1. low fee mutual funds- dont want to do ETFs. Only need TSM, total int'l, and a good muni fund
2. commission free trades on said mutual funds
3. at least decent customer service
4. good record keeping with ability to sell certain lots at a time--so can do tax loss harvesting easily
This is for long term savings (>10 years)
just tell me which brokerage to use. i'm tired of thinking about it.
Also, there are like 5 different duration of muni funds. which one should i pick?
I need a taxable account that has
1. low fee mutual funds- dont want to do ETFs. Only need TSM, total int'l, and a good muni fund
2. commission free trades on said mutual funds
3. at least decent customer service
4. good record keeping with ability to sell certain lots at a time--so can do tax loss harvesting easily
This is for long term savings (>10 years)
just tell me which brokerage to use. i'm tired of thinking about it.
Also, there are like 5 different duration of muni funds. which one should i pick?
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