South Carolina State optional retirement program

[umdoctor09]

Just got an email today that I had some money in a South Carolina state optional retirement plan! I was trying to see if this would affect the pro-rata rule for back door Roth conversion. I found nothing online. I spent some time reading after clinic and didn’t see anything on google or wci forums. Google says this could be a 401(a), any help would be appreciated.
Thank you!

[Peds]

Not applicable. Likely 401.

[Tim]

State ORP is a 401(a) qualified governmental defined........

[jfoxcpacfp]

Iow - nah. Plans under your control (IRAs of some form) impact the pro-rata calculation- not “employer” plans. The deal with IRAs is that you are contributing to and converting to a different tax version of an IRA (Roth) so it is considered unfair to bump the Roth conversion to the front of the line before the pre-tax balance. Confusing, but I think it makes perfect sense.