Does your bank or cash management account use BillPay? Fidelity Investments is already available as a standard payee. Add your account # and you a have one-click deposit without physically writing/mailing/dropping off a paper check.
I am not sure that’s true for solo 401k. Last time I checked (2018) you have to send a check.
As others have said this should not be a barrier to entry. I do my solo 401k contribution once/year after making sure my tax stuff is right. It’s one check, once a year.
I agree that the method of deposit should not be a barrier to entry. I actually just drop off any investment checks at a branch office since there's one 10 minutes from my home. For the benefit of those adamantly against check writing, I did find this on the Fidelity website: https://www.fidelity.com/cash-management/deposit-money/determine-routing-and-account-number .
If you are logged in, the first link of this page lists ALL of your accounts ACH routing number and accounting numbers. Mine does include the info for my solo 401k account though I have never made a deposit by this method. There was another thread somewhere on this forum from someone who was able to make a direct deposit into their Fidelity 401k account but I'm not sure if it was for their solo Fidelity account or a non-prototype account in for a custom plan.
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