Best brokerage for solo 401k?

[GasFIRE]

MPMD wrote:

GasFIRE wrote:

Does your bank or cash management account use BillPay? Fidelity Investments is already available as a standard payee. Add your account # and you a have one-click deposit without physically writing/mailing/dropping off a paper check.

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I am not sure that’s true for solo 401k. Last time I checked (2018) you have to send a check.

As others have said this should not be a barrier to entry. I do my solo 401k contribution once/year after making sure my tax stuff is right. It’s one check, once a year.

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I agree that the method of deposit should not be a barrier to entry. I actually just drop off any investment checks at a branch office since there's one 10 minutes from my home. For the benefit of those adamantly against check writing, I did find this on the Fidelity website: https://www.fidelity.com/cash-management/deposit-money/determine-routing-and-account-number .

If you are logged in, the first link of this page lists ALL of your accounts ACH routing number and accounting numbers. Mine does include the info for my solo 401k account though I have never made a deposit by this method. There was another thread somewhere on this forum from someone who was able to make a direct deposit into their Fidelity 401k account but I'm not sure if it was for their solo Fidelity account or a non-prototype account in for a custom plan.

[spiritrider]

GasFIRE wrote:

If you are logged in, the first link of this page lists ALL of your accounts ACH routing number and accounting numbers. Mine does include the info for my solo 401k account though I have never made a deposit by this method. There was another thread somewhere on this forum from someone who was able to make a direct deposit into their Fidelity 401k account but I’m not sure if it was for their solo Fidelity account or a non-prototype account in for a custom plan.

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Individuals have reported successfully using online bill pay and ACH EFTs working for Fildelity's investment only accounts used as part of a custom one-participant 401k plan. I have not heard of any reports of that working for a Fidelity SE 401k plan, but who knows?

[wintermutt]

I keep my bond funds at Vanguard and my stock funds at Fidelity.  IMHO CS is considerably better at Fidelity, and this is even with enough money at Vanguard to be "Flagship". Actually have more money at Vanguard than Fidelity.  Vanguard has a bit of a socialist bent - I know that sounds weird, but it is the feeling they give me...Fidelity is more like "we respect you because you have big bucks" sort of a vibe. One example - Fidelity is reachable by phone by a nice guy most of the weekend. Not so at Vanguard. Am I paying more in fees for better security and service at Fidelity? Probably...Is it worth it? Not sure now, but when I am 93 years old like my mom, definitely.  Let me put it another way - Vanguard Flagship reminds me a little bit of the California DMV. Fidelity Private Client reminds me of going to an expensive gym.  https://thefinancebuff.com/vanguard-fidelity-large-account.html