I'm a first year resident and just opened a Roth 401K with my hospital through Principal Financial. I then read chapter 10 about investment fees and I assume they are too high since it is primarily an insurance company. I'm debating my current options: 1. Allocate all funds to the lowest expense accounts like index funds and bonds 2. Just hold steady and wait until after my 3 years are up then rollover to a Vanguard account. 3. Invest in a Roth IRA with Vanguard instead of 401K
I'm unsure of the best option and would appreciate the input.
I'm unsure of the best option and would appreciate the input.
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