Mortgage Loan Suggestions?

[loganwaller]

Any suggestions for 10% down, physician that's been practicing apx 2 years, loan amount within conforming guidelines? I'm a real estate broker shopping for the best product for my client, thanks.

[Toshi]

Bank of America was the most competitive for me. They granted an extra lender credit of ~1 point just for asking if they did a state program that would have netted me slightly less (as in they didn't participate in the program but made it up to me with the credit).