We have the net worth thread, so how about a total spending thread? I haven't posted in the net worth thread because I am skeptical that posting your own net worth is helpful to anyone, but I think discussing spending could be interesting.
In the numbers below, I include total mortgage payments (principal, interest, taxes, and insurance), charitable donations, etc. Really any cash outflows that are not savings (i.e. the stuff that goes into taxable or 529 accounts) or taxes is below.
I have three kids under 10 and live in a high cost of living area.
So here it is for me:
I don't budget (maybe that's obvious!) or track spending on a regular basis, but at the end of the year, I tally everything up to see how we did. Was kind of hoping it would go down a bit this year, but hey, at least we're consistent :P . Had a 3 year 0.9% car loan that we paid off this year, so spending had better go down in 2018!
It's funny, as a kid I used to think you had it made if you were making $100k. Living where I live with a family would be nearly impossible at $100k.
How about you guys? Anyone keeping track?
In the numbers below, I include total mortgage payments (principal, interest, taxes, and insurance), charitable donations, etc. Really any cash outflows that are not savings (i.e. the stuff that goes into taxable or 529 accounts) or taxes is below.
I have three kids under 10 and live in a high cost of living area.
So here it is for me:
- 2017 - $128,673
- 2016 - $128,939
- 2015 - $125,677
I don't budget (maybe that's obvious!) or track spending on a regular basis, but at the end of the year, I tally everything up to see how we did. Was kind of hoping it would go down a bit this year, but hey, at least we're consistent :P . Had a 3 year 0.9% car loan that we paid off this year, so spending had better go down in 2018!
It's funny, as a kid I used to think you had it made if you were making $100k. Living where I live with a family would be nearly impossible at $100k.
How about you guys? Anyone keeping track?
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