New attending who just finished fellowship with a few questions:
Does the traditional roth income restriction go from April to April or January to January? I am a new attending so it might make a difference for me.
Also can I fund a traditional roth till April, correct? I have maxed out my 401K match, HSA, and payed off more of my med school debt (low rate not much left) in the first few months of work. Should my next move be maxing out my roth for my wife and I since our income will be the lowest this year? How do I logistically open a roth? Do I go to Vanguard? Or should I go where my 401K is.
Finally, I have a 401K with Charles schwab. Any recommendations on what investment to pick?
Thanks.
Does the traditional roth income restriction go from April to April or January to January? I am a new attending so it might make a difference for me.
Also can I fund a traditional roth till April, correct? I have maxed out my 401K match, HSA, and payed off more of my med school debt (low rate not much left) in the first few months of work. Should my next move be maxing out my roth for my wife and I since our income will be the lowest this year? How do I logistically open a roth? Do I go to Vanguard? Or should I go where my 401K is.
Finally, I have a 401K with Charles schwab. Any recommendations on what investment to pick?
Thanks.
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