So, I have a credit score in the 820's... We are doing a remodel and I was going to put a portion on HELOC. Then I got an offer for 0% APR no fee convenience check/balance transfers until Jan 2019 for two of our existing cards.
This could be $41K total if maxed out; we have an additional 35K or so available credit limit. We always pay off in full and usually our utilization is oh, say 5% of all that.
So what do you all think? We anticipate no other significant purchases, so if our credit score dipped into the upper 700's I don't feel bad.
Thanks!
This could be $41K total if maxed out; we have an additional 35K or so available credit limit. We always pay off in full and usually our utilization is oh, say 5% of all that.
So what do you all think? We anticipate no other significant purchases, so if our credit score dipped into the upper 700's I don't feel bad.
Thanks!
Comment