I'm a dental specialist age 46, wife age 43 who works in practice. Salary from practice about 290k, but total economic benefit from practice close to 450k per year. Fully fund 401k/ps plans/cash balance plans, back door Roth, hsa. - about 800k in those accounts.
We have been stuck in a condo since 2007 (bought right at peak
). No kids, we were hoping to stay in golf course community we are in but resales in 500-700 range and most need updating and have outdated floor plans (toll bothers)
Found custom builder who can give exactly what we want for around 750k - 3000 s f (including basement so I can bash my drums to my 80's faves) wife prefers new and would give us room to have her parents escape cold northern winters for 2-3 months.
We have 500k cash for d p, 50 k cash emergency fund, 100k cash for wealth account to be used for r.e. Investing.
no other debt. But just need some perspective since I feel guilty for considering this. We were both raised very blue collar.
probably practice another 10 years.
Any perspective appreciated!
thanks!
We have been stuck in a condo since 2007 (bought right at peak

Found custom builder who can give exactly what we want for around 750k - 3000 s f (including basement so I can bash my drums to my 80's faves) wife prefers new and would give us room to have her parents escape cold northern winters for 2-3 months.
We have 500k cash for d p, 50 k cash emergency fund, 100k cash for wealth account to be used for r.e. Investing.
no other debt. But just need some perspective since I feel guilty for considering this. We were both raised very blue collar.
probably practice another 10 years.
Any perspective appreciated!
thanks!
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