Excess seller credit

[G0ld3n]

Short story I have an extra $7k credit from seller to cover “closing costs.” I have rate locked my loan so the officer says I can’t buy any more points. Any ideas on how to use excess seller credits? Prepaying property taxes and homeowners insurance won’t get close to using the 7k. There is no hoa fee.
thanks in advance

[StarTrekDoc]

Is there a reason why seller won't lower the purchase price?

[burritos]

solar panels?

[Hank]

solar panels?

Better for the buyer to purchase those after the house closes so the buyer can get the tax credits. Same with energy efficient windows.