anyone get a loan with PhysicianHomeLoans at CityWide?

[resident_1]

This is an update. I did go with these guys. The process was smooth and we closed just fine.

[SValleyMD]

They helped my buddy out - he had mixed feelings. Felt like the process took way too long as they weren't very responsive with him but in the end he got a 500k house with nothing down so he tentatively recommended them

[Curbside]

Curbside Real Estate provides true physician loans. They do a fantastic job of matching you with a realtor and lender, as well as walk you through the entire process. The loans they have provided are with little downpayments, no PMI, and great interest rates! curbsiderealestate.com

[resident_1]

I'm in a situation where I'm looking to purchase in a state that does not offer 0% down physician loan. The lenders ask for 5% down.
I did find a company PhysicianHomeLoans at CityWide (http://physicianmtg.com/) who do a mortgage (regular 30yr term) + personal loan for the 5% down (7-9% for 10yr repayment period).  This obviously is not ideal.

1. I am wondering whether PhysicanHomeLoans are actually offering a true physician loan?
--someone told me they applied with these guys and at the end found out it was an FHA loan

2. The other option is to apply with say Bank of America doctor loan program. Take out a private loan to cover the 5%, let it sit for 2months (as banks are not allowing me to borrow money for downpayment) and then quickly pay it off.
--issue is then estimating how much money I have to take out for a private loan, delays with closing etc.

3. Renting of course is the other option and saving up for a downpayment.