I currently have two vehicles, one is relatively new and the other is a beater. I am considering dropping the comprehensive/collision on the beater (keeping liability of course) but was wondering what implications that has whenever I need a rental vehicle for trips, etc... I want to make sure that if an accident occurs while I am driving the rental vehicle that I am ok. I typically waive their insurance options at the checkout counter at the rental agencies.
Questions:
1) Do I need to have comprehensive/collision on my primary vehicles in order to be covered with rental cars?
2) What happens if I carry comprehensive/collision on one car and not the other?
3) How do credit cards factor into this situation? For instance, I have a Chase Sapphire Reserve which I know has excellent coverages but I haven't yet worked through all the fine print, nor have I had any personal experiences (so far).
Questions:
1) Do I need to have comprehensive/collision on my primary vehicles in order to be covered with rental cars?
2) What happens if I carry comprehensive/collision on one car and not the other?
3) How do credit cards factor into this situation? For instance, I have a Chase Sapphire Reserve which I know has excellent coverages but I haven't yet worked through all the fine print, nor have I had any personal experiences (so far).
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