There was a time when I could not afford the replacement cost of my wife's wedding ring. Those days are behind me, yet I am paying the same insurance for its potential loss/damage. Similarly, I drive a 14 year-old Honda. It's probably worth $1,100 if I'm lucky. I think I already know the answer, but should I stop paying for or remove the total replacement cost in these insurances? When have others pulled the plug and on what kinds of insurance?
Happy new year!
Happy new year!
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