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How much do you pay for health insurance?

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  • RogueDadMD
    replied
    $97/month family of 5 on a HDHP with a $3k deductible. HSA managed by CYC let’s me invest in TDA with HSA Bank as intermediary.

    Getting jacked up to $120/month for 2018 with a separate dental charge of $20/month that’s bundled with my current premium.

    Employer subsidized, through UHC.

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  • Rare Bear
    replied
    $449/mo through Liberty Healthshare for a family of 6 with a $1500 "deductible". This is our first year trying a healthshare program.  To buy insurance again for our family would have been ~$1200/mo.

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  • DMFA
    replied
    Zero. Tricare.

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  • TheGipper
    replied
    About $1000/mos for family of 6, BCBS HMO plan, deductible 4K. Annoying thing is it would be only about $300/mos if spouse was willing to go back to full time. Part timers really dinged there. But still way cheaper than my private practice plan.

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  • E5797
    replied
    $425 for a BCBS high deductible plan. Single, 40. $6400 deductible

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  • Hank
    replied
    $1330 per month for an Aetna high deductible plan. Employer pays 75% of the premium, so we pay $335 per month. Aetna puts $125 per month into the HSA, so effectively this is $210 per month from us.

    Plan includes basic dental and vision, which is nice.

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  • DrMoneyTails
    replied
    We pay $500 for wife and I (HDHP)

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  • Wiscoblue
    replied
    $145 a month for my wife and myself, through her employer. Carrier is United Healthcare. Deductible of $1500.

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  • Birdog
    replied
    I pay $205 a month for a family of four with a $10k “deductible” through Medishare. The marketplace option was $1400 a month for an $8k deductible. When I did a direct comparison (equal deductibles) I saw that Medishare would save slightly over $1k a month in premiums. The plan covers less (no abortions, birth control, counseling, etc) but by saving over $12k a year in premiums I was willing to cover any extras on my own. The plan is not HSA qualified which was a disappointment. No annual or lifetime maximum and great customer reviews were positives. I wish I’d switched sooner.

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  • BurnedoutDoc
    replied
    $360 per month for family HSA.  It is one of the reasons I switched back to salaried position from per diem.  It is like getting a $20,000 raise.  This is going to be a huge factor in early retirement.

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  • StarTrekDoc
    replied
    UC California PPO plan fam 4 - $800/mo $500deductible;   HMO plan is a bit lower $550/mo

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  • Hatton
    replied




    $860/mo for self only via my HSA-qualified plan through Anthem, $5k deductible. We don’t have a group plan because so many are already on spouses’ plans so we pay a monthly medical stipend to employees. I envy you your plan, @hatton1.
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    My office manager really cannot afford a high deductible plan so she searched all the options.  When you have employees you have to accommodate their needs.  I would love a high deductible HSA type plan but I have to consider her needs.

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  • justlearning
    replied
    Me and my spouse $260 month. Deductible 5K.

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  • Caligas
    replied
    Family of 3, $1400/mo, deductible $10k

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  • iglord
    replied
    My wife's residency program has a great plan for GME folks. We pay $975 a year to cover her and two kids with a $200 deductible and a 10% copay. I'm lucky enough to live near a very good VA hospital, and with my service connected rating I qualify to get all of my care through them, which saves us about another $650 a year just in premiums.

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