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Disability Insurance: buy in CA or FL?

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  • Disability Insurance: buy in CA or FL?

    I'm wanting to get disability insurance in place before finishing training. I have 8 months left of Residency in CA, then will be moving to FL for a 1 year fellowship. Will it make much difference in premiums whether I purchase in CA vs. FL? I'm 33 and healthy now, will be 34 when I move to Florida. I likely won't be ending up in either state following training.

  • #2
    You will have a less expensive rate in FL than CA. We often buy coverage and when you move change the policy to the new state with lower rates. By doing this you have your coverage locked in and protect yourself from health changes.
    Scott Nelson-Archer, CLU, ChFC
    303-953-0263 Direct / [email protected]

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    • #3
      Originally posted by Scott at MD Financial Services View Post
      You will have a less expensive rate in FL than CA. We often buy coverage and when you move change the policy to the new state with lower rates. By doing this you have your coverage locked in and protect yourself from health changes.
      I was just about to email you.
      Our passion is protecting clients and others from predatory and ignorant advisors. Fox & Co CPAs, Fox & Co Wealth Mgmt. 270-247-6087

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