Ohio National has a new policy. It is strong and is now in the mix with the other Own Occ carriers more than it was before. Better rates, better policy terms.
New deal rolled out from the AMA. For practicing physicians that are in the AMA, get a permanent 10% discount.
Thing is that students, residents, and fellows cannot get the discount.
New deal rolled out from the AMA. For practicing physicians that are in the AMA, get a permanent 10% discount.
Thing is that students, residents, and fellows cannot get the discount.
"That's correct, if a student or resident, they would not be eligible for the discount. They would however be eligible for the life/di combo discount - permanent, 10% on the DI, even if they reduce or change the life coverage in the future. Minimum of 1.5 million of term plus (2 Million in MA) makes them eligible for the discount and have to purchase within 90 days of placing the life policy."
Good to know so make sure your broker quotes Ohio National if you are shopping. They win in some cases. We will share more about their contract soon. Gathering more data and seeing how it quotes out relative to others.
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