Not everyone as in not many at all……
You aren’t even guaranteed they won’t request a physical.
There is a reason they do full underwriting.
I disagree with "not many at all". Correct, you are not guaranteed that they won't request an exam.
About 50% of my clients who go through the accelerated underwriting process get approved. Some folks would rather not deal with the hassle of an exam, so they try this option first. If not approved, then they do the exam.
It's not for everyone.
Leave a comment: