Umbrella policy question

[CordMcNally]

If all else fails, umbrella is cheap so get however much lets you sleep well at night.

[jz]

I suspect the answer to your questions are state-specific and best known by a personal injury attorney in your state.

[Raddoc123]

When you say assets, do you mean liquid or all including house and retirement?  Can they garnish wages?

[CordMcNally]

How much in assets do you have? That's usually around a good place to start.

[Raddoc123]

Is there a rule of thumb as to how much to get?  As networth and salary increases, I wonder if my 2 mil is enough?  Or is it like malpractice where they don’t go after more than your policy limits?  I’d hate to save 200 bucks now and pay thousands out of my assets later.  Where do you draw the line?