at some point, the variance in the stock market may not make sense. if you reached FI, then why keep putting money at risk, when we are sure there is a correction coming. I would think a primary goal for people on this site is to avoid a catastrophic mistake which would change you from FI to non FI and prolong mandatory working career length. while I realize there are no 'right answer', I feel that anyone who crossed over from FI to non FI would feel like they probably made the wrong decision. 
bonus points are awarded for contributions from people with pensions but pensions that don't kick in for a while after projected retirement age. so in other words, potentially gap issues, but not true loss of FI. just temporary SORR issues. for the purposes of this discussion, I hope to exclude emergency withdrawals from retirement accounts because I think that would hurt everyone here emotionally on a fundamental level.
please add to list of options and offer thoughts/feelings/emotions:
1)take the 20%+ profit of past two years and cash out. big tax bill, but more defensive stance and ready to get in when correction appears
2)keep chugging along, don't try to time market, still have plenty of time for next correction. amass a larger 'emergency fund' to try and steady the emotions during the correction so you can go five years without touching investments.
3)can't you do math? no reason to change anything at all.
Discuss.

bonus points are awarded for contributions from people with pensions but pensions that don't kick in for a while after projected retirement age. so in other words, potentially gap issues, but not true loss of FI. just temporary SORR issues. for the purposes of this discussion, I hope to exclude emergency withdrawals from retirement accounts because I think that would hurt everyone here emotionally on a fundamental level.

please add to list of options and offer thoughts/feelings/emotions:
1)take the 20%+ profit of past two years and cash out. big tax bill, but more defensive stance and ready to get in when correction appears
2)keep chugging along, don't try to time market, still have plenty of time for next correction. amass a larger 'emergency fund' to try and steady the emotions during the correction so you can go five years without touching investments.
3)can't you do math? no reason to change anything at all.
Discuss.
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