if we are okay with letting plan have extra for grandchildren, is there still a benefit to winding down the stock ratio as kids approach college (assuming you can cash stream any gaps from market setbacks)? or is that more akin to timing the market since suddenly the time invested might be thirty years instead of five years. or just go ahead and reduce risk and spend it but replenish after they get out of college and return to aggressive stock allocation?
is there a maximum value the 529 plans can have in them? i couldn't find an answer to this.
is there a maximum value the 529 plans can have in them? i couldn't find an answer to this.
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